Limited Time Offer – Rack Up 3X-5X On Groceries With Multiple Chase Cards

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Rack Up 3X-5X On Groceries With Multiple Chase Cards

I can’t think of a time where I knocked it out of the park with a semi prediction post 🤣. Just yesterday I wrote a post wondering if the competition upping their game would force Chase’s hand.  Would Chase finally have to add the all important grocery category?  I was looking for a more permanent change but Chase appears to have met me half way.  Chase will be adding bonus earning on grocery to most of their cards for the next few months and some will earn up to 5X Ultimate Rewards. Let’s take a look.

Terms of the Offer

Earn either 3X or 5X extra on groceries with the listed Chase cards.  The amount is capped at $1,500 per card per month for the month of May and June.

This includes spending inside grocery stores as well as delivery services or pick up services like Walmart Grocery or Instacart etc. Sadly warehouses are excluded from the offer.

No registration necessary.

Yesterday Marriott cards also launched a promo of 6X earnings on groceries for Chase and American Express cards so be sure to check that out too.

using the new chase offers system

Cards Earning 5X On Groceries

Chase has broken the bonuses into two categories, cards that earn 3X and cards that earn 5X.  The more expensive cards will have the higher earn rate.  This change may have you reconsidering canceling some of your cards.  Or at least waiting a few more months to downgrade. Here are the cards that will earn 5X on groceries.

Cards Earning 3X On Groceries

Here is a list of the cards earning 3X on groceries:

Final Thoughts

I was hoping for a long term grocery category bonus on at least one Chase card.  They are instead offering us a limited time bonus promotion on most of their cards.  The cap is on the lower end when compared to American Express’ offer and it is for a shorter period of time too. But beggars can not be choosers so I am glad to get what we can out of them.

This may have people reconsidering canceling or downgrading their Chase Sapphire Reserve card.  I would still keep it until you max out the June earning and then consider the downgrade after that if you were considering it before.  Remember that the annual fee is still prorated on downgrades.

Hopefully Chase sees a good amount of spend come from this and adds a grocery bonus long term.

Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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    • It is on Forbes, CNBC, Business Insider etc. so it is legit. I am sure it came from the Chase marketing emails.

  1. I think all are good but I noticed last year when road tripping across America, fairly randomly, there were more opportunities for Marriott stays on demand in small cities/towns and such than any other type. Think I am gonna try to capitalize on that one.

    SO whaddaya think? I have both Amex and Chase Marriott cards, can I load up on points from both brands? IOW, 5K worth in bennies from Chase and 7.5k worth from via Amex? Plus with 2 Marriot Chase cards (biz and consumer? Can I double dip those? I think from reading terms, no, but am not sure. (It’s still early morning for me)

  2. Was there a different post for the Marriott cards? I don’t see them mentioned here and they hve even better offers than the ones listed, mostly.

    • No we haven’t got to the Marriott post yet but I’ll add it in here. Depends on how much you value Marriott points at. I would take 3X Hyatt or Ultimate Rewards over 6X Marriott for instance. But it is another great option for sure.


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