Rack Up 3X-5X On Groceries With Multiple Chase Cards
I can’t think of a time where I knocked it out of the park with a semi prediction post 🤣. Just yesterday I wrote a post wondering if the competition upping their game would force Chase’s hand. Would Chase finally have to add the all important grocery category? I was looking for a more permanent change but Chase appears to have met me half way. Chase will be adding bonus earning on grocery to most of their cards for the next few months and some will earn up to 5X Ultimate Rewards. Let’s take a look.
Terms of the Offer
Earn either 3X or 5X extra on groceries with the listed Chase cards. The amount is capped at $1,500 per card per month for the month of May and June.
This includes spending inside grocery stores as well as delivery services or pick up services like Walmart Grocery or Instacart etc. Sadly warehouses are excluded from the offer.
No registration necessary.
Yesterday Marriott cards also launched a promo of 6X earnings on groceries for Chase and American Express cards so be sure to check that out too.
Cards Earning 5X On Groceries
Chase has broken the bonuses into two categories, cards that earn 3X and cards that earn 5X. The more expensive cards will have the higher earn rate. This change may have you reconsidering canceling some of your cards. Or at least waiting a few more months to downgrade. Here are the cards that will earn 5X on groceries.
Cards Earning 3X On Groceries
Here is a list of the cards earning 3X on groceries:
- Chase Sapphire Preferred Card
- The World Of Hyatt Credit Card
- Hyatt Credit Card
- IHG Rewards Club Premier Credit Card
- IHG Rewards Club Select Credit Card
- Southwest Rapid Rewards Plus Credit Card
- Southwest Rapid Rewards Premier Credit Card
- Southwest Rapid Rewards Priority Credit Card
- United Explorer Card
- United MileagePlus Card
- Aer Lingus Visa Signature Card
- British Airways Visa Signature Card
- Disney Premier Visa Card
- Iberia Visa Signature Credit Card
I was hoping for a long term grocery category bonus on at least one Chase card. They are instead offering us a limited time bonus promotion on most of their cards. The cap is on the lower end when compared to American Express’ offer and it is for a shorter period of time too. But beggars can not be choosers so I am glad to get what we can out of them.
This may have people reconsidering canceling or downgrading their Chase Sapphire Reserve card. I would still keep it until you max out the June earning and then consider the downgrade after that if you were considering it before. Remember that the annual fee is still prorated on downgrades.
Hopefully Chase sees a good amount of spend come from this and adds a grocery bonus long term.