American Express Rewards Checking Offering $300 Bonus

Earn $300 Bonus with American Express Rewards Checking

American Express has increased the bonus on its Rewards Checking account to $300, matching the highest offer we’ve seen for the account. Existing American Express customers can earn the bonus by opening a new Rewards Checking account and meeting the direct deposit requirement. Let’s see the details.

The Offer

To earn the $300 bonus:

• Open an American Express Rewards Checking account by July 30, 2026.
• Receive $7,500 or more in qualifying direct deposits within 90 days of opening the account.
• The bonus will be paid after all requirements have been satisfied.

LINK TO OFFER

Account Features

In addition to the sign-up bonus, the account includes:

• No monthly maintenance fees.
• No minimum balance requirement.
• 1.00% APY on checking balances.
• Earn 1 Membership Rewards point for every $2 spent on eligible debit card purchases.
• Access to more than 70,000 fee-free ATMs nationwide.
• Mobile check deposit and account management through the Amex app.

Offer Available for Card Members with a U.S. Basic Consumer Card, additional Card Members on a U.S. Basic Consumer Card account, and customers with an existing High Yield Savings Account or CD, each issued by American Express National Bank (AENB).

Conclusion

A $300 bonus is a solid offer, though the $7,500 direct deposit requirement is higher than many checking account promotions. If you’re already in the American Express ecosystem and can meet the requirement, this can still be a good opportunity to pick up an extra bonus.