CONFIRMED: Free Money & 5X at Office Depot with Visa Gift Cards!

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Office Depot Visa Gift Card Rebate

Office Depot Visa Gift Card Rebate

Last week Office Depot and Officemax released an amazing unadvertised Mastercard instant rebate. It was perhaps a bit too good since it was pulled after a couple of days. Then, a rumor surfaced regarding a Visa gift card rebate that is supposed to start today. Thankfully I can say that the deal is now confirmed!

The Offer

  • Save $15 instantly when you buy $300 or more in Visa gift cards.

Key Terms

  • Limit 1 offer per customer.
  • Discount applied at register.
  • Offer valid 4/9 – 4/15/17.

While the limit of 1 is probably hard-coded into the register, some stores will allow you to do multiple transactions. This varies from store to store and even sometimes from cashier to cashier!

The Math

Office Depot carries a wide variety of Visa gift cards. Some are variable load up to $200 with a lower fee and others carry a $6.95 fee. Since not everyone has access to the lower fee cards or wishes to deal with their restrictions (some only work at specific merchants), I’ll base the math on the $6.95 fee.

Generally the best option is to purchase 2 of the $200 Visa gift cards. When doing so, the math works out like this:

  • Cost of cards: $413.90
  • Minus instant rebate: -$15
  • Final cost: $398.90
  • Profit: $1.10

Previous offers had a limit of 2 which allowed you to get 2 discounts on the same transaction when purchasing $600 in cards. This meant you could profit close to $10 when purchasing $600. Unfortunately that doesn’t seem to be the case with this deal.


It is best to pay with a card that earns 5X at office supply stores such as a Chase Ink Cash/Plus. For example, a Chase Ink card would also earn 1,995 Ultimate Rewards points. Alternatively, an Amex SimplyCash Plus which earns 5% cashback at office supply stores would put an additional $19.95 in your pocket.


Visa gift cards sold by Officemax/Office Depot are issued by Metabank and are pin-enabled. Thankfully they are generally easier to liquidate than Mastercard gift cards. These cards should work fine to load Bluebird/Serve at Walmart and work many other places. For more detailed information on liquidating these cards, see: How To Liquidate Prepaid Visa & Mastercard Gift Cards


While I know many of you probably gave your Inks a workout last week during the Mastercard promo, this is another deal where you can generate points at a negative cost without too much effort. It isn’t as lucrative as the other promo, but perhaps it will actually stick around the entire week because of that! Happy 5Xing!

HT: Doctor of Credit

Shawn Coomer
Since 2007 Shawn Coomer has been circling the globe with his family for pennies on the dollar. He uses that first-hand knowledge and experience to teach others how to achieve their travel dreams for the least amount of money possible.

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  1. I bought 2 x $200 of the MetaBank Variable load Visas in the carbon-fiber pattern black packages x 3 for a total of $1,200 in separate visits.

    Going to liquidate them, at Walmart I bought a $400 money order because the CSR limited me to 2 debit cards per MO. Then she said she couldn’t sell me more than 1 MO per day with pre-paid debits as the MOP because, as she noted, “structuring” (she added a baby at the end for good measure). Someone tried coaching her up. So, off to the post office to pay a higher fee…

    At the post office, on my first visit for these cards, my debit card was decline. Twice. Hmmm….? Maybe I forgot to reset the PIN on this one. Let me come back tomorrow.

    Took cards home, registered them, changed PIN, check balance and transaction history. All good. Shows the declines too. But balance is good and PIN is set.

    Back to the P.O. Declined again.

    OK, so these don’t work at the P.O., but do at Walmart?

    • First thing. This $15 off $300 VGC purchase is DEAD as of 4/15/17 morning and it looked like OfficeDepot HQ decided to pull this offer one day early. Yikes!

      Hi Walter,

      Visa Gift Card issued by Meta Bank stopped working at Postal Office since last September or so. WM is the only place to go. But due to their 1 card swipe per MO per day policy recently, liquidating these $200 VGCs in WM becomes a nightmare. Your cashier at WM lets you do two card swipes per MO is really really nice.

    • Dining Everywhere were the only cards that worked at Walmart. I can confirm they worked as of about 6 weeks ago, but haven’t tried since. Hopefully someone can share a more recent data point.

  2. I tried to get two $200 VGC’s at a local Office Max today. As soon as I handed them to the cashier he asked me if I had cash to pay for them since that’s all they take for Visa GC’s. He even called over another guy to confirm, who then asked someone else, and confirmed. I said thanks but no thanks and left. They did have the sign up about the $15 rebate for $300 VGC purchases.

  3. Would this work with the variable load cards? Paying one fee for a $300 variable load card would definitely up the profit on this.

    • the highest amount you can load now at Metabank variable GCs is up to $200 only. There are also $100 fixed value cards for those who prefer to buy only $300 but two $200 GCs is the best value for your money. There are $300 Meta VGCs available at Staples ONLINE only with $8.95 fee and they are not always qualified for rebates.

    • As others have said the highest denomination you can get is $200. Some stores used to have variable load cards up to $500, however those are hardcoded as cash only if they are still around.


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