(Now Live!) 5X UR Points With Fee Free Visa Gift Cards at Staples

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Staples Visa Gift Card Deal

Staples Visa Gift Card Deal

Staples sells a variety of Visa & Mastercard gift cards. Depending on the value (up to $200) the fee to purchase these can cost as much as $6.95. They do often run rebate promos on these cards. This coming week, they are waiving the fees on Visa gift cards which makes this an easy way to rack up Ultimate Rewards!

Updated for new offer 9/25/22

The Offer

  • No purchase fee when you buy a $200 Visa® Gift Card

Key Terms

  • Offer valid 9/25/22 to 10/1/22
  • The Visa Gift Card is issued by MetaBank
  • Limit 8 per customer, per store, per day.

Maximizing This Deal

Cards like the Chase Ink Cash, Ink Plus and Amex SimplyCash Plus will all earn 5X/5% back on these purchases. I also assume you may be able to visit multiple stores and/or ask to do multiple transactions despite the terms, but that is obviously YMMV.

Liquidating Visa Gift Card

The Visa gift card is pin-enabled. The PIN is usually the last four digits of the card number. You can utilize my previous liquidation strategy or simply use it for normal spend.


It’s nice to see Staples bring back these offers around regularly.  Hopefully Office Depot follows suite next week or we see another MasterCard gift card offer soon.

What do you think? Are you excited for this Staples Visa gift card deal? Let us know in the comments!

Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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    • Some stores will actually pull them before the promo goes live which is a shame or they get bought out the first few hours.

  1. I have recently found out about these Staples VISA fee free gift cards and have have done just 2 days of purchasing the max of 5 cards. I am using my Chase Ink for this and was curious if Chase has a RAT team like AmEx and if this would trigger any type of point claw back or account termination? I use them as thank you for your hard work (especially now with COVID and staffing shortages) for my staff, but didn’t want to get flagged or anything. I use the Chase cards to run my office so just wanted to make sure I wasn’t setting myself up for trouble if I started to purchase these deals more frequently. Thank you.

  2. Went today and the manager who was just standing around at first went out of his way to wait on me. Esp that there wasn’t even no line. He then asked for the cc I was using to pay with that he held on to with his “Covid” Hands then he asked for my i.d. which he also held on to. I felt I needed to sterilize my stuff after that. I asked what this was for and he said they always do this. I told him this was the first time. He said no it’s always done, I. Said well you have a lot of employees not doing their job. He said that could be so. But just didn’t like this treatment at all! May reach out over him and complain.

    • Not all that rare around here or the manager will watch the transaction to make sure the cards didn’t have the backs already ripped off etc. They have a lot of fraud issues with these cards so they are just being cautious.

  3. What about Chase and “cash equivalents?” I’m a bit gun shy buying these OBVIOUS cash equivalents. Any data points for INK Biz?

    • I think if Chase wanted gift cards to be included in the cash advance they would have specified gift cards. even Amex when they write what is not an eligible purchase for bonuses writes ” purchases or reloading of prepaid cards OR purchases of any cash equivalents” clearly showing that gift cards and prepaid cards are separate from cash equivalents.

    • I have never had an issue with that. They are talking about sending money with your card (PayPal etc.).

    • FWIW, I can give you a personal data point, (and I’m assuming you’re talking about either INK Cash, or Older INK+ for Business).

      I’ve been maxing out 5X UR’s on both an older grandfathered INK+, and an INK Cash for many years, (that’s $75K/year of 5X bandwidth netting 375,000 UR’s/year). Chase has never said Boo to me.

      As a caveat, I should say I never buy more than 25% of the Credit limit per month on either card, (and I have never ramped up my monthly charges in a way that could potentially cause human eyes to look at my accounts).

  4. It would be nice if the info was correct… no mention of this deal in their ad so I’m assuming that this was just for click bait.

    • Charles this is the second time you have tried to pull this. The sale is going on right now and is in the ad, people have bought tons already today etc. So please stop coming here to troll or you will be IP banned.


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