My Experience Using The New Chase Offers System
The Chase Offers program has been rolled out on a few different occasions now. First it was introduced for the Slate and Marriott cards. Chase dropped that program and offered it only on their Hyatt cards. They ended that program and then a few months later they rolled out their latest installment. Now with its integration into the Chase app, Chase Offers seems to be here to stay so I thought I would write up this quick guide to using the new Chase Offers system.
How to Load Chase Offers
The easiest way to find your available Chase Offers is to use the Chase app and select a credit card account. Once in the account you’ll see the available offers towards the bottom. Not all accounts are eligible for offers, but most seem to be showing them now.
My Experience With A Recent Staples Chase Offer
I recently had knee surgery and I was pretty much under house arrest which meant I could not use the lucrative Staples Chase Offer in-store. Purchasing in-store is the simplest way to use these offers and not have issues since you know they will bill correctly. Sometimes when you order things online, especially gift cards, they are billed to a third party supplier such as Cashstar.
Given I didn’t see any gift card restrictions on the new Staples Chase Offer, I decided to purchase $75 worth of Home Depot and $75 worth of Target gift cards online. The rebate is capped at $19 per card and $75 is a close to 100% as I could get when purchasing gift cards online. If you go in store you could load $63.33 to a variable load gift card to maximize the offer. I ordered e-gift cards since physical ones usually come with a shipping fee at Staples.
Staples Chase Offer Success!
While things should work according to the terms, that isn’t always the case. I was a little nervous about this one, but thankfully it all worked out. The charges posted on January 12th and the credit appeared on January 17th. So it looks like credits will take around 5 days to post.
My recent experiences using the new Chase Offers system have been exceedingly positive. Some of the offers such as the Staples one have been great and the credits post quickly. It’s always nice to see new promotions and offers from banks and this new Chase Offers program is a winner!