Activate Discover 5% Categories for 3rd Quarter
Discover it is one of several credit cards that offers rotating quarterly categories with 5% cash back, up to $1500 in spend (much like the Chase Freedom Flex card). This quarter for example you can earn 5% cash back at Grocery Stores & Wholesale Clubs. But now, as we get close to the end of the quarter, you can activate the bonus categories for the third quarter. Let’s take a look!
Discover Q3 Categories
Activate the Q2 categories now so you can earn 5% Cashback Bonus at Gas Stations & EV Charging, Public Transit, and Utilities from 7/1/25 through 9/30/25, on up to $1,500 in purchases.
- Gas Stations & EV Charging purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station and public electric vehicle charging stations. Gas Stations & EV Charging affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Certain parking garages where public electric vehicle charging is offered or included may not be eligible.
- Public Transit purchases include local commuter passenger bus, rail, and ferry services. Taxi, rideshare services—including shared bikes and scooters—long-range passenger landrail, and water transportation services are not included.
- Utilities purchases include purchases for residential electricity, natural gas, and water service. Utilities purchases also include purchases made over the phone or online for internet, cable, satellite TV, and mobile and landline phone service. Purchases at retail stores for internet, cable, satellite, and mobile and landline phone service do not qualify. Purchases made through third parties, such as through a landlord, property management company, or homeowners association, may not qualify. Purchases for standalone streaming services, some satellite phone and internet service, vehicle connectivity, accessories, or equipment may not qualify.
Conclusion
Gas stations are probably the best way to maximize this quarter’s categories, but you can possibly prepay some of you utilities as well. Also don’t forget about the current quarter where you have until the end of the month to earn 5% back at Grocery Stores & Wholesale Clubs.
Discover it also has an increased bonus of $100 through referrals. That’s double the normal offer of $50. Plus all cash back is doubled during the first 12 months, including 5% categories.
