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Amex Offering $250 Bonus for New Personal Loans [Targeted]

DDG
DDG

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Amex Offering $250 Bonus for New Personal Loans

American Express has emailed select cardholders an offer to take out a personal loan and earn a $250 bonus. Email subject is: “What could you do with an American Express Personal Loan”. This could be an easy bonus if pay off your loan right away. Check out the details.

The Offer

To be eligible to receive the $250 statement credit on your Card account, you must:

  1. apply for a Personal Loan using the link provided in this email by 01/31/2023;
  2. be approved for the Personal Loan; and
  3. sign the Personal Loan Agreement and complete all other steps necessary to receive disbursement of the loan funds.

The $250.00 statement credit will be credited to your Card account within 12 to 16 weeks from the date your Personal Loan is funded.

There’s no direct link for this offer as far as I know. You need to have received the offer by email.

Key Terms

  • Your Card account must not be in cancelled status at the time the statement credit is applied.
  • The statement credit will not count as a payment towards your Minimum Payment Due, and you must pay your Minimum Payment Due in full by your due date.
  • You’re responsible for learning about and paying any federal, state, or local taxes that may result from the statement credit. Please consult your tax advisor if you have questions about the tax treatment of the statement credit.
  • This offer is non-transferrable, cannot be combined with any other special offer, and limited to only one offer per eligible Card Member during the offer period.
  • If we, in our sole discretion, determine that you have engaged in abuse, misuse, or gaming in connection with the offer in any way or that you intend to do so, we may not credit the offer to, we may freeze the offer credited to, or we may take away the offer from your Card account.

Conclusion

This could be a decent offer to get a $250 bonus. There’s no origination fee and no prepayment penalty.

The offer is targeted so you must have received an email directly in order to apply for a loan and get the $250 bonus. Some people have received similar email about taking out an American Express loan, but without the bonus.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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DDG
DDGhttp://dannydealguru.com
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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