Bilt 2.0 Timeline
Bilt has released more information about the timeline of the launch of its three new Bilt Cards next year, as it switched from Wells Fargo to Cardless. Bilt will reveal the cards and open pre-orders on January 14th, 2026, giving you the ability to select one of them for a seamless upgrade.
Once pre-order opens, you’ll need to select your new card by January 30th to ensure a seamless upgrade, including:
- Keeping your same card number
- Auto-updates to your digital wallets
- Upgrade with no hard credit inquiry. But the card you choose will still show up as a new account in your credit report.
- Card arrival by February 6th
Upon selecting your new card, Bilt will also give you the option to automatically:
- Transfer your balance from your old Bilt Wells Fargo Mastercard to your new Bilt Card 2.0 shortly after February 6
- Close your old Wells Fargo account — they will work with Wells Fargo to seamlessly close your old account shortly after February 6
If you choose not to close the old account, it will remain open and be converted into a Wells Fargo Autograph® Card, which you’ll manage separately from your new Bilt Card 2.0. As for the new Bilt card that you select, whatever card you pick is the card you’ll have to stick with for the first year.
If you choose not to upgrade to Bilt Card 2.0, your old Bilt Card will continue to work as usual through February 6, 2026, and will be deactivated on February 7 as part of this transition.
The path you choose will not have an impact on your points, status, or Bilt membership, which you retain with or without a Bilt Card.
If you do not upgrade to Bilt Card 2.0, you will receive a Wells Fargo Autograph® Card to continue accessing and managing your Wells Fargo credit card account. You can keep this account open or close it at any time by contacting Wells Fargo, but it will no longer be related to the Bilt program.
As for the details of the cards, Bilt has not shared much. One benefit has leaked so far, a monthly goPuff credit. Cardholders will receive more detail on the transition via email and physical mail.
