Bilt TPG Promo Update
The new Bilt 2.0 cards issued by Cardless will go live tomorrow on February 7th, after many missteps along the way.
One of the most recent issues with these new cards was an exclusive bonus for those who applied through TPG links in the first 24 hours after launch. Here are the details of that bonus:
For net purchases (defined as eligible purchases minus any returns, refunds, credits, or chargebacks applied to your account) made using a Bilt Card by an Eligible Cardholder from February 7, 2026 (12:00 a.m. ET) through February 12, 2026 (11:59 p.m. PT), Eligible Cardholders will earn a total of 5 Bilt Points per $1 spent, subject to the exclusions listed below. You can earn a maximum of 50,000 Points through this spending multiplier, regardless of how much you spend.
But many people who did apply through TPG were told that by Bilt chat agents that they were not eligible for the extra bonus. Now TPG has clarified that Bilt will send out emails to let cardmembers know that they are eligible for extra points for the first five days.
An article posted today says:
If you applied through TPG’s link on a TPG page advertising the exclusive offer during the qualifying period (noon EST on Jan. 14 through noon EST on Jan. 15) and were ultimately approved for the card, you should be eligible.
Bilt has told us it will send confirmation emails to everyone who qualified no later than Friday, Feb. 6.
Some emails have gone out already, but I have not received one yet. And weirdly enough I have seen some reports of people that didn’t apply through TPG links who have already received these emails.
I applied and was approved for the Palladium credit card, but I was lucky to receive confirmation that the 5X TPG bonus was attached to my card.
Point Accelerator
The TPG article also an important piece of information about redeeming your Bilt Cash for the point accelerator option.
While it will count toward the spending you do while pursuing your welcome bonus, it will NOT be stackable with TPG’s offer. If a cardholder has both TPG’s offer and point accelerator activated, they will earn the 5 points per dollar spent from TPG’s bonus, as it’s higher.
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