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Chase Freedom 1st Quarter 5% Categories Revealed, Activate Now

DDG
DDG

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Chase Freedom 1st Quarter 5% Categories Revealed

Chase today announced that, starting January 1, 2026 through March 31, 2026, Freedom and Freedom Flex cardmembers can earn 5% cash back on the following rotating categories: Dining, donations to the American Heart Association, and Norwegian Cruise Line purchases.

  • Dining: From quick bites to fine dining, cravings just got more rewarding. Earn 5% cash back at restaurants, including dine-in, takeout and eligible delivery services. Every meal is a reason to toast to more rewards.
  • American Heart Association: Give back while you earn. For the first time, cardmembers can support the American Heart Association and earn 5% cash back, allowing them to make a difference while maximizing rewards. JPMorganChase is a proud national supporter of the American Heart Association.
  • Norwegian Cruise Line: Make waves and enjoy bucket-list experiences. Whether planning a sun-soaked escape or an immersive cruise vacation, cardmembers can earn 5% back when booking directly with Norwegian Cruise Line.

In addition to these rotating categories, Chase Freedom Flex cardmembers always earn:

  • 5% cash back on travel booked through Chase TravelSM
  • 3% cash back on dining at restaurants (including takeout and eligible delivery services)
    • Combined with the 1st quarter bonus, you can earn a total of 7% back on dining purchases.
  • 3% cash back on drugstore purchases
  • 1% cash back on all other purchases

Chase Freedom and Freedom Flex cardmembers can activate their bonus categories today to earn 5% cash back on these categories beginning January 1, 2026.

For more information on participating merchants and how to activate Freedom and Freedom Flex’s quarter category offer, visit Chase.com/FreedomFive or Chase.com/FreedomFlex.

DDG
DDGhttp://dannydealguru.com
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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At Miles to Memories we share the best tips, tricks and deals plus travel rants, musings, hotel, airline and loyalty program reviews and a lot more! Our goal is to help people save money so they can get out there and travel the world! Through our various blog posts, podcasts & videos we teach others how to maximize loyalty rewards, hotel & airline programs and credit cards to achieve amazing things.

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