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Citi Dividend Announces 5% Categories for 2nd Quarter

DDG
DDG

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Citi Dividend Announces 5% Categories for 2nd Quarter

Citi Dividend Announces 5% Categories for 2nd Quarter

Citi has released the calendar for Q2 of 2023 for the 5% Cash Back categories. These are quarterly rotating categories for Citi Dividend cardholders. The Dividend card isn’t available to the public anymore, but many people still hold on to it. Let’s see the details.

Q2 2023 Calendar

  • Drugstores: Includes purchases made at pharmacies in grocery stores, general merchandise/discount superstores, and wholesale/warehouse clubs if those merchants submit purchases made in their pharmacy with the drug store or pharmacy merchant category code.
  • Grocery Stores: Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores. Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code.

Citi Dividend is similar to Discover it and Chase Freedom cards. But it is actually better as you can do all your spending in a quarter, if there’s a category you prefer. You can earn all of your cashback ($300) total any time during the year in whichever category you choose.

You can find the calendar here and register once it becomes available. You might also receive emails for 1-click activation for the new categories.

Conclusion

The 2nd quarter categories include Drugstores and Grocery Stores. Both are popular categories since you can easily find gift card for sale at these merchants. Plus most people normally spend a decent amount on groceries each month.

This could be quarter where you can maximize the spending for the whole year and get up to $300 in cash back.

HT: Doctor of Credit

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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DDG
DDGhttp://dannydealguru.com
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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At Miles to Memories we share the best tips, tricks and deals plus travel rants, musings, hotel, airline and loyalty program reviews and a lot more! Our goal is to help people save money so they can get out there and travel the world! Through our various blog posts, podcasts & videos we teach others how to maximize loyalty rewards, hotel & airline programs and credit cards to achieve amazing things.

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