Citi Dividend Rotating Categories 2019
Citi’s Dividend card is no longer available to the public, but there are many people who have one.
Like the Discover It and Chase Freedom cards, Citi’s Dividend has rotating 5% categories. Unlike those other cards, you can earn a maximum of $300 cash back for an entire year. The kicker though is that all of that cashback can be earned during one quarter. So if you find your favorite category in the first quarter for example, you can maximize the whole $6,000 in spending right away.
Details of the 2019 Citi Dividend categories are now available and there is some good news. Let’s take a look:
Drugstores, Gas Stations, Home Depot and Best Buy are the best categories that I see this upcoming year. It should be fairly easy to max out the $300 cashback for the entire year.
Cashback Rollover
Keep in mind the $300 cashback earned includes cashback for purchases made at the end of 2018 for which the statement closes in 2019. That means you want to make any 2018 purchases before your December statement hits in order to preserve your $300 cashback for 2019.
Conclusion
2019 looks like a good year. I really like the fact that you can earn all of the cashback in a short period of time and then just throw the card in the sock drawer until next year.
HT: Doctor of Credit
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