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Have an Old Chase Freedom? You Could Be Unknowingly Upgraded to Freedom Unlimited

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Old Chase Freedom product change

Some Old Chase Freedoms Product Changed to Freedom Unlimited

The Chase Freedom Flex card launched last year and has been a popular no fee card with 5% quarterly categories. It closely resembles the old Chase Freedom card. But that old card never went away. It is no longer available for new applications, but those who already have it can continue to use it.

If you still have the old Chase Freedom card, you should keep an eye out as Chase is automatically “upgrading” some of these cards to Freedom Unlimited. Some people have already see this change happen in their accounts automatically, while some others have received emails about it.  This is not affecting all legacy Chase Freedom cardholders, but it’s not clear how Chase is picking which cards to product change.

“We’re upgrading your Freedom card to Freedom Unlimited to bring you more ways to earn unlimited cash back”, Chase says in the email. The Freedom Unlimited card earns 5% on travel purchased through Chase Ultimate Rewards, 3% on dining and drugstore purchases and 1.5% everywhere else. That’s actually impressive for a no fee card, but it doesn’t have the quarterly 5% categories which are a popular feature on the old Freedom and the new Freedom Flex card.

Conclusion

If you are taking advantage of these 5% categories on the old Chase Freedom card and want to continue to do so, keep an eye on your account to make sure it doesn’t get switched to Chase Freedom Unlimited.

Check out the earning rates on both cards, and also on the Chase Freedom Flex (which is very similar to Chase Freedom), and decide which one is the best fit for you.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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DDG
DDGhttp://dannydealguru.com
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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6 COMMENTS

  1. So that begs the question… if someone gets that notice, is there anything the card holder can do to have Chase prevent that iniquitous change?
    And which card holders do they pick? Hate to say it, but I’m betting it’s those with both the Freedom and Freedom Flex and know how to get the most from each at every quarter bonus.

    • Not mentioned here, but in the Reddit thread it was noted that you can call Chase to get the change reverted.

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