
Last night on reddit we saw leaked details of the new Bilt credit cards. The cards will be officially unveiled on January 14 and pre-orders will open on the same day.
The leaked details include three sets of cards with different names and slightly different setups for earning and benefits. It will give you an idea of what we might expect but it’s not clear which set will be the official one. My guess is the first set since there’s also a leaked image for that one, but who knows.
Take a look below and let us know what you think.

Set 1
Bilt Blue Card
- No Annual Fee
- Welcome Bonus: $100 Bilt Cash upon approval
- Rewards:
- 1X on Rent, mortgage, and everyday spend 1X
- 4% Bilt Cash on everyday spend
- 1X on Rent, mortgage, and everyday spend 1X
- Key Benefits:
- No foreign transaction fees
- Access to Neighborhood Benefits program
- Use Bilt Cash to waive rent and mortgage transaction fees
- No foreign transaction fees
Bilt Obsidian Card
- $95 Annual Fee
- Welcome Bonus: $200 Bilt Cash upon approval
- Rewards:
- Choose 3X on Dining or Grocery (capped at $25K/year)
- 2X on travel
- 1X on rent, mortgage, and everyday spend
- 4% Bilt Cash on everyday spend
- Key Benefits:
- 100 Bilt Travel Hotel credit ($50 semi-annually)
- Cellular Telephone Protection
- Use Bilt Cash to waive rent and mortgage transaction fees
Bilt Palladium Card
- $495 Annual Fee
- Welcome Bonus: 50,000 Bilt Points and $300 Bilt Cash after $4,000 spend in 3 months
- Rewards:
- 3X on Dining or grocery (your choice)
- 2X on everyday spend
- 1X on rent, mortgage
- 4% Bilt Cash on everyday spend
- Key Benefits:
- Bilt Gold Status
- $400 Bilt Travel Hotel credit ($200 semi-annually)
- $200 annual Bilt Cash
- Priority Pass (Bilt says it’s worth $469/year)
- Use Bilt Cash to waive rent and mortgage transaction fees
Set 2
Bilt Home
- $0 AF
- 0.5x Rent
- 1X all spend
- 10 transactions to waive fee
- Welcome bonus: $100 Bilt Cash
Bilt Everyday
- $95 AF
- 0.75X Rent
- 3X Neighborhood Rewards Spend
- 1.5X all spend
- 10 transactions to waive fee
- Welcome bonus: $200 Bilt Cash
Bilt Neighborhood
- $495 AF
- 1X rent
- 3X Dining
- 2X Travel
- 6X Neighborhood Rewards spend
- 10 transactions to waive fee
- Welcome bonus: 50,000 Bilt Points + Gold Status (after $4,000 spend in first 3 months) and $300 Bilt Cash
Set 3
Bilt Home
- 0.5X on rent
- 1.5X points on all spend
- Spend $1,000 in a statement to waive transaction fees on rent and mortgage
Bilt Titanium
- 1X points on rent
- 5X points on Neighborhood Rewards spend
- 1X points on all spend
- Spend $2,000 in a statement to waive transaction fees on rent and mortgage
Bilt Platinum Card
- 1.25X points on rent
- 2X points on dining
- 5X points on travel
- 2X points on Neighborhood Rewards spend
- Spend $2,500 in a statement to waive transaction fees on rent and mortgage


