Wells Fargo: Get $400 Bonus with New Checking Account

$400 Bonus for New Wells Fargo Account

Wells Fargo has a bonus of $400 for new checking account customers. This offer is available nationwide and requires a qualifying direct deposit. Let’s see the details.

The Offer

Here are the requirements for this Wells Fargo bonus:

1. Open a new Wells Fargo consumer checking account with a minimum opening deposit of $25 by January 13, 2026.
2. Within 90 calendar days of account opening (the “qualification period”), receive a total of $3,000 or more in qualifying direct deposits to your new checking account.
   • A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer or the agency or company making these payments that they use the ACH network.
   • Transfers from one account to another, mobile deposits, or deposits made at a branch, or ATM don’t qualify as a direct deposit.

Bonus Page

Once the 90-day qualification period has elapsed, Wells Fargo will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.

Key Terms

• This offer is for new checking customers only.
• All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank.
• You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
• You are not eligible for this offer if you are a current owner of a Wells Fargo consumer checking account, or have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months.
• This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account). Offer cannot be reproduced, purchased, sold, transferred, or traded.

Conclusion

This is a good offer for new Wells Fargo checking accounts, although we have seen slightly better offers in the past with a lower direct deposit requirement.

To get this latest $400 bonus, you need to open a checking account and receive a total of $3,000 or more in qualifying direct deposits. The Everyday Checking account is the best option. It has a $10 monthly fee, but it can be waived with a $500 balance.