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Citi Dividend Announces 5% Categories for 3rd Quarter of 2024

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Citi Dividend Announces 5% Categories for 3rd Quarter

Citi Dividend Announces 5% Categories for 3rd Quarter

Citi has released the calendar for Q3 of 2024 for the 5% Cash Back categories. These are quarterly rotating categories for Citi Dividend cardholders. The Dividend card isn’t available to the public anymore, but many people still hold on to it. Let’s see the details.

Q3 2024 Calendar

  • Gas Stations: Excludes gasoline purchases at warehouse clubs, discount stores, convenience stores or other merchants that do not use the gas station merchant category code.

a person holding a gas tank

Citi Dividend is similar to Discover it and Chase Freedom cards. But it is actually better as you can do all your spending in a quarter, if there’s a category you prefer. You can earn all of your cashback ($300) total any time during the year in whichever category you choose.

You can find the calendar here and register once it becomes available. You might also receive emails for 1-click activation for the new categories.


The Citi Dividend card has just one 5% category for this upcoming quarter, Gas Stations. This should be a good category for people who drive as they already have some organic spending. On top of that, many gas stations will sell gift cards.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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