E*Trade Signup Bonus
E*Trade is offering a boosted 3.75% APY for six months, plus a cash bonus up to $2,000 with a new Premium Savings Account. This is a limited time promotion that runs through March 11, so check out the details and act fast!
Up to $2,000 Signup Bonus
In order to earn the signup bonus ($300 to $2,000), you need to:
- Open a new Premium Savings Account by 03/11/2026.
- Use promo code: SAVE26
- Deposit a minimum of $20,000 or more in net-new funds over the first thirty (30) days following account opening.
- At the end of the Deposit Period, all net new funds will be totaled to determine which Deposit Tier you have satisfied.
- Maintain an average daily balance satisfied in Step 2. The average daily balance calculation will begin from Day thirty (30) of account opening and will end forty-five (45) days following.
Here’s the bonus chart, showing the required deposit for each bonus tier:
| Deposit Tier | Minimum Maintenance Balance | Cash Credit Tier |
|---|---|---|
| $20,000 – $49,999 | $20,000 | $300 |
| $50,000 – $74,999 | $50,000 | $750 |
| $75,000 – $99,999 | $75,000 | $1,000 |
| $100,000 – $199,999 | $100,000 | $1,500 |
| $200,000 or more | $200,000 | $2,000 |
Earn a boosted 3.75% APY
Simply open a new Premium Savings Account from Morgan Stanley Private Bank, National Association, Member FDIC, by the 3/11/2026 offer expiration date to earn a boosted rate of 3.75% APY.
Any funds you deposit up to the $10,000,000 maximum balance amount will automatically earn the boosted rate for six months from the account opening date. Afterward, you’ll continue to earn the base rate (currently 3.35%), which you can find on etrade.com/ratesheet.
Key Terms
- To be eligible for this offer, you must open a new Premium Savings Account (PSA) during the Enrollment Period.
- Net-new funds do not include any deposits transferred from accounts provided by us (e.g. Checking, Max-Rate Checking), or any of our affiliates.
- This offer is only valid for a new Premium Savings Account. This offer is not valid for Checking, Max-Rate Checking or line of credit, or other accounts that MSPBNA or its affiliates offer. IRA and non-IRA Brokerage accounts are ineligible.
- The Promotional APY offer is a standalone promotion and is not associated with, nor does it form part of, any PSA Cash Bonus Offer.
- The Promotional APY under this offer is 3.75%, and applies only during the Promotion Period.
- Each customer is limited to a lifetime maximum of two new PSA cash bonus offers. Offer may be removed at any time.
Conclusion
This is a good bonus and there are five tiers to choose from, making it easier to pick the one that works best for the fund you have currently available.
You need to open a new account and deposit the required fund within 30 days. You then need to maintain that balance for 45 days in order to earn the bonus. You also earn 3.75% APY for six months which is competitive nowadays.
The top bonus tier gets you a 1% return in just over 45 days if times right. The other tiers get you an extra 1.5%.
HT: Ani
