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How To Use Your Chase Credit Card Before It Arrives in the Mail

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how to get chase card number

How To Get Your Chase Card Before It Arrives in the Mail

Chase is one of the issuers that do not give you the credit card number as soon as you are approved. That’s frustrating when you have big spending coming up, but you don’t have the card yet to make the purchase. You can see the card in your Chase account, but there’s no way to use it! There is a workaround however that could make it possible to use your card right away.  Here is how to get your Chase card before it arrives in the mail.

How to Get Your Chase Card Number

Here’s how it works, you need to have a digital wallet set up to use it:

  • Set up a digital wallet with Apple Pay, Samsung Pay or PayPal.
  • Sign into the Chase Mobile app
  • Choose your new credit card on the app
  • Go to your digital wallet and then add your card

You should be able to use it right away going this route but you may not have access to the full credit limit.

how to get chase card number

 

Stores That Accept Mobile Wallet

Having access to Chase card number right away can be important for meeting the minimum spend requirement in time.  Especially if you have a big purchase you need to make right away.  Having access to mobile wallet purchases only, is limiting for sure, but here is a list of major retailers that accept mobile pay:

  • Best Buy
  • B&H Photo
  • Bloomingdales
  • Chevron
  • Disney
  • Dunkin Donuts
  • GameStop
  • Jamba Juice
  • Kohl’s
  • Lucky
  • McDonald’s
  • Office Depot
  • Petco
  • Sprouts
  • Staples
  • KFC
  • Trader Joe’s
  • Walgreens
  • Safeway
  • Costco
  • Whole Foods
  • CVS
  • Target
  • Publix
  • Taco Bell
  • 7-11
  • Public Transit Systems

There is some opportunity for large spend there. Mobile wallet plays a large role in the best option for Costco purchases actually. I am sure there are quite a few more locations out there that I missed but this is a promising list nonetheless.

Final Thoughts

So that is how to get your Chase card number right away. If you have big spending that you need to do right away, this method will come in handy. The options are somewhat limited since you can’t use mobile wallet everywhere but something is better than nothing.  I wish all issuers would give you a temporary credit number, like Amex does, to use until you get the card in the mail. It isn’t perfect but it is better than nothing!

Is this something you will take advantage of with your next Chase application?

HT: Doctor of Credit

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Mark Ostermann
Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

17 COMMENTS

  1. I can’t seem to set up the chase mobile app without inputting a card number….and I can’t set up the digital wallet without the chase mobile app set up.

  2. Approved for the Chase Sapphire for travel this year. While adding to Apple Wallet was fine I cannot use the account to book travel through Chase Travel/Ultimate Rewards as it won’t automatically pull the card info. It must be manually entered, which requires waiting for the physical card. It’s quite vexing that the Chase rewards site, which recognizes my Chase account cannot select the account to charge the booking to. I called Chase card support, was transferred to Chase travel, then transferred to Chase ultimate rewards who hung up on me. Called Chase Ultimate Rewards back who ultimately confirmed that I need the physical card. Called Chase card services back who expedited the shipping.

    This has been an unpleasant experience as a new Chase card holder coming from Capital One. When booking through Capital One travel, it preloads my Capital One card info. I’m concerned that choosing CSP over the Capital One Venture card may have been a mistake.

  3. Followup to my previous post: When I check my reservation online it shows a baggage charge for the first bag of $35, or $30 if I pay online. When I checked the email conformation it shows my first bag is free.
    United’s online chat was useless, they took thirty minutes of my time, then told me they had no control over the baggage fee waiver and to contact Chase card services. Yes, United has no control over their own baggage fees if the chat person is to be believed.
    I called the Chase number and after telling me as if it were news that the first bag is free (no kidding – that’s how I opened the conversation) they said don’t pay the fee online. Instead I should wait, check in at the airport and waive my MileagePlus Visa card at the counter agent to get the fee waived. If they refused to waive the fee Chase would refund it after the flight. I asked the rep to confirm this in an email or text and was told they can’t (I think she meant “don’t”) do that.
    Basically, United blames Chase, and Chase blames United.

  4. This procedure works to use a new Chase Mileage Plus Visa card to pay for a United flight using the United iPhone app. However, United doesn’t recognize the Apple Pay purchase as a Mileage Plus Visa purchase so they don’t waive the 1st baggage fee.

  5. I am trying to sign up for my Chase account as this is my first Chase card, and it won’t let me even sign up without an account number. But thanks for the info!

  6. Hi Mark,

    Thanks for the post. However, after following your steps there seems to be something missing. I can choose my new credit card in the Chase mobile app. But I can not add it to Apple Pay – that requires the three digit cvv. I also tried, from within the Chase mobile app, to go to account services and add the card that way but the app says that I have no eligible cards. What am I missing?

    • Strange I was able to just add it without needing the 3 digit cvv. I went into the Chase app, selected the card and scrolled to the bottom and selected digit wallet and then apple pay. And it added it right then. I am not sure why it would be different for you…strange.

      • After this clarification I do see the digital wallet section, but I’m told I don’t have any eligible cards to add even though I just got the email from chase that I can add my new card before it arrives in the mail. Not a huge deal, but there seems to be some disconnect between Chase and Apple there.

  7. Thank you. I’m frustrated because my IHG card has been in my account since approval on July 1 but I still don’t have the card.

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