How To Use Your Chase Credit Card Before It Arrives in the Mail

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how to get chase card number

How To Get Your Chase Card Before It Arrives in the Mail

Chase is one of the issuers that do not give you the credit card number as soon as you are approved. That’s frustrating when you have big spending coming up, but you don’t have the card yet to make the purchase. You can see the card in your Chase account, but there’s no way to use it! There is a workaround however that could make it possible to use your card right away.  Here is how to get your Chase card before it arrives in the mail.

How to Get Your Chase Card Number

Here’s how it works, you need to have a digital wallet set up to use it:

  • Set up a digital wallet with Apple Pay, Samsung Pay or PayPal.
  • Sign into the Chase Mobile app
  • Choose your new credit card on the app
  • Go to your digital wallet and then add your card

You should be able to use it right away going this route but you may not have access to the full credit limit.

how to get chase card number

Stores That Accept Mobile Wallet

Having access to Chase card number right away can be important for meeting the minimum spend requirement in time.  Especially if you have a big purchase you need to make right away.  Having access to mobile wallet purchases only, is limiting for sure, but here is a list of major retailers that accept mobile pay:

  • Best Buy
  • B&H Photo
  • Bloomingdales
  • Chevron
  • Disney
  • Dunkin Donuts
  • GameStop
  • Jamba Juice
  • Kohl’s
  • Lucky
  • McDonald’s
  • Office Depot
  • Petco
  • Sprouts
  • Staples
  • KFC
  • Trader Joe’s
  • Walgreens
  • Safeway
  • Costco
  • Whole Foods
  • CVS
  • Target
  • Publix
  • Taco Bell
  • 7-11
  • Public Transit Systems

There is some opportunity for large spend there. Mobile wallet plays a large role in the best option for Costco purchases actually. I am sure there are quite a few more locations out there that I missed but this is a promising list nonetheless.

Final Thoughts

So that is how to get your Chase card number right away. If you have big spending that you need to do right away, this method will come in handy. The options are somewhat limited since you can’t use mobile wallet everywhere but something is better than nothing.  I wish all issuers would give you a temporary credit number, like Amex does, to use until you get the card in the mail. It isn’t perfect but it is better than nothing!

Is this something you will take advantage of with your next Chase application?

HT: Doctor of Credit

Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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5 COMMENTS

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

5 COMMENTS

  1. I am trying to sign up for my Chase account as this is my first Chase card, and it won’t let me even sign up without an account number. But thanks for the info!

  2. Hi Mark,

    Thanks for the post. However, after following your steps there seems to be something missing. I can choose my new credit card in the Chase mobile app. But I can not add it to Apple Pay – that requires the three digit cvv. I also tried, from within the Chase mobile app, to go to account services and add the card that way but the app says that I have no eligible cards. What am I missing?

    • Strange I was able to just add it without needing the 3 digit cvv. I went into the Chase app, selected the card and scrolled to the bottom and selected digit wallet and then apple pay. And it added it right then. I am not sure why it would be different for you…strange.

  3. Thank you. I’m frustrated because my IHG card has been in my account since approval on July 1 but I still don’t have the card.

    • They have been taking a while to get out cards lately for sure. My Schwab Amex Platinum arrived next day though…I was pretty surprised on that one.

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