Credit Cards

Credit Cards

The number one way to rack up a lot of points/miles is through credit cards. Whether it is taking advantage of a great sign-up bonus or maximizing bonus categories, we are here to help.

Credit Cards for Beginners

If you are just getting started, then we have some advice for you. There are a few things you should learn before making your first applications. Read these posts to help:

Getting to Know the Banks

As you delve deeper into miles/points you will start hearing about the various banks and credit card products. While there are a ton of banks that offer rewards cards, the three biggest players are Chase, Citi and American Express. Each of these banks has their own rewards program and quirks.

Program Overview

Ultimate Rewards

Credit Cards

Program Overview

Membership Rewards

Credit Card Benefits

Credit Card Reconsideration

Once you have learned about the basics and studied the banks, then it becomes time to apply. If you aren’t approved right away, we have some tips that could help you turn that fate around.

Credit Card Retention

Rewards cards come with annual fees and not every card is worth keeping long term. When you try to cancel, sometimes banks try to keep your business with lucrative offers. Here is some information on maximizing those offers.

More Help

In the section below you’ll find links to all of our credit card related posts. You can also find even more relevant articles on our resources page. We have five years worth of dedicated credit card content to explore.

When you’re ready to apply, CLICK HERE.

All Credit Card Related Posts

Chase Southwest Cards, Get Up to 100K Bonus Plus New Benefits

You can now earn bonuses as high as 100,000 points on the personal cards and up to 80,000 points with the business products. Plus there are new benefits added to all cards.

Whoa, It Seems Like Chase Really Doesn’t Want My Money

I share my experience with my Chase Business checking account sign up process and all of the issues I ran into going for the new promotion.

Awesome New ThankYou Point Sweet Spots With Their Newest Transfer Partner

Citi surprised us with their new ThankYou Choice Hotels partnership. Here's how to redeem for more value with Preferred Hotels & Resorts.

New Amex Business Gold Offer, Earn Up to 120K Points with Kabbage Funding

American Express has different targeted offers for the Business Gold card. Now you get get 120K points with a Kabbage Funding line of credit.
Question: How Do I Know If I'm Eligible For A Chase Bonus?

Spending Bonus for Chase Ink Cards, Earn Up to 250K Extra Points

This is an offer for big spenders. If you can make $50,000 in purchases by the end of February, you will earn an extra 50,000 Ultimate Rewards points.

Freedom Flex Adds New Top-Spend Category for Q4, Earn Up to 9X

The Chase Freedom Flex card is already an impressive product, but now cardholders will have yet another way to rack up more points during the holiday season.
American Express Platinum Varieties Guide

American Express Everyday Preferred, Targeted 40K Upgrade Offer

Those who are targeted with this email offer can earn 40,000 Membership Rewards points when upgrading.

(New Offers) Amex Offers Up to 30K Bonus for Adding One Authorized User

American Express is once again offering generous bonuses for adding Authorized Users to credit card accounts. These offers are sent by mail, email or show up online when you log into your accounts.