Credit Cards

Credit Cards

The number one way to rack up a lot of points/miles is through credit cards. Whether it is taking advantage of a great sign-up bonus or maximizing bonus categories, we are here to help.

Credit Cards for Beginners

If you are just getting started, then we have some advice for you. There are a few things you should learn before making your first applications. Read these posts to help:


Getting to Know the Banks

As you delve deeper into miles/points you will start hearing about the various banks and credit card products. While there are a ton of banks that offer rewards cards, the three biggest players are Chase, Citi and American Express. Each of these banks has their own rewards program and quirks.

Program Overview

Ultimate Rewards

Credit Cards


Program Overview

Membership Rewards

Credit Card Benefits



Credit Card Reconsideration

Once you have learned about the basics and studied the banks, then it becomes time to apply. If you aren’t approved right away, we have some tips that could help you turn that fate around.


Credit Card Retention

Rewards cards come with annual fees and not every card is worth keeping long term. When you try to cancel, sometimes banks try to keep your business with lucrative offers. Here is some information on maximizing those offers.


More Help

In the section below you’ll find links to all of our credit card related posts. You can also find even more relevant articles on our resources page. We have five years worth of dedicated credit card content to explore.

When you’re ready to apply, CLICK HERE.

All Credit Card Related Posts

(Final Days) IHG Premier Flops Down A Massive 140K Offer

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Chase isn't pulling any punches with the Chase IHG Premier increased offer. They are dropping a whopping 140,000 points of enticement on you.

New Amex Business Platinum Card Members Will Get 5X Categories for Three Months

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Although the wording suggests that different offers could be coming, Amex reached out to clarify that it will be in fact the same offers that were announce for current Business Platinum Card Members.

American Express Honoring Hilton Aspire No Fee Upgrade Offer

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Recently, American Express was offering an incredible offer for the Hilton Aspire card. Some cardmembers were invited to upgrade to the $450 fee Hilton card and get a 150,000 Hilton points bonus.
American Express Platinum Varieties Guide

Is Amex Giving Some Business Platinum Cardmembers Extra Dell Credits?

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A strange data point where Amex is giving some Business Platinum Cardmembers extra Dell credits that were supposed to end last year.

Amex Gone Crazy? Random Hilton Free Nights Posting After Downgrades

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In some weird news, there are random Hilton free nights posting after downgrades of Amex cards. These are being issued even when not earned.

Don’t Hit Submit on that Amex Business Platinum Application Just Yet

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American Express will be introducing new limited-time offers for existing Consumer and Business Delta SkyMiles, Hilton Honors and Marriott Bonvoy Card Members soon. The press release also hints at new offers for Business Platinum Card Members.

American Express Starts 2021 With A Bang! Offers, Hotel Credits and More

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American Express has introducing new offers for U.S. Consumer, Small Business and Cobrand Card Members in the new year. These offers are aimed at cardholders make the most of time spent at home, similar to what we saw last year.

My Application Plans For The 1st Quarter Of 2021, A Lot Of Moving Parts

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I share my application plans for the 1st quarter for myself and my wife. It has a lot of moving parts and decisions still need to be made.
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