Credit Cards

The number one way to rack up a lot of points/miles is through credit cards. Whether it is taking advantage of a great sign-up bonus or maximizing bonus categories, we are here to help.

Credit Cards for Beginners

If you are just getting started, then we have some advice for you. There are a few things you should learn before making your first applications. Read these posts to help:

• Starting With The Basics
• How Your FICO Credit Score Is Calculated
• Don’t Fall Into This Trap Of The Miles/Points Game
• Debt Is Evil
• Comparing Free FICO Score Offerings From Each of the Major Banks & How to Get Your Score Free!

Getting to Know the Banks

As you delve deeper into miles/points you will start hearing about the various banks and credit card products. While there are a ton of banks that offer rewards cards, the three biggest players are Chase, Citi and American Express. Each of these banks has their own rewards program and quirks.

Program Overview

• Chase 5/24 Rule Explained: Everything You need to Know

Ultimate Rewards

• Chase Ultimate Rewards Guide: Earning, Redeeming and Sapphire, Freedom & Ink
• Complete Guide to Credit Card Travel Credits and How to Maximize Them
• Chase Ultimate Rewards Points: Should I Transfer Points to Travel Partners or Book Through Portal

Credit Cards

• Guide: Which Chase Ink Card is Best for You?

Program Overview

• Guide: Amex Program Rules: Application Strategy, Card Limits and Difference Between Credit and Charge Cards

Membership Rewards

• American Express Membership Rewards Points Guide: Including Best Ways to Earn and Redeem Rewards Points 

Credit Card Benefits

• Amex Platinum Benefits: Ultimate Guide & Details of Each Perk and How to Maximize
• Guide: American Express Business Platinum 35% Point Rebate Airline Bonus

• Citi ThankYou Rewards Points Guide: Earning, Redeeming and Details of ThankYou Premier and Prestige Points

Credit Card Reconsideration

Once you have learned about the basics and studied the banks, then it becomes time to apply. If you aren’t approved right away, we have some tips that could help you turn that fate around.

• Credit Card Reconsideration: Change That Denial to an Approval! (Tips & Need to Knows)
• The Credit Card Reconsideration Letter – What to Include & A Sample
• Credit Card Reconsideration Strategies When Calling In Fails

Credit Card Retention

Rewards cards come with annual fees and not every card is worth keeping long term. When you try to cancel, sometimes banks try to keep your business with lucrative offers. Here is some information on maximizing those offers.

• Credit Card Retention Tips & Takeaways from Recent Experiences with 4 of the Largest Banks! (Chase, Amex, Citi & Barclaycard)
• Full Guide to Citi Retention – Answers to all of your questions & how to get the best offers!

More Help

In the section below you’ll find links to all of our credit card related posts. You can also find even more relevant articles on our resources page. We have five years worth of dedicated credit card content to explore.

When you’re ready to apply, CLICK HERE.

All Credit Card Related Posts