Credit Cards

Credit Cards

The number one way to rack up a lot of points/miles is through credit cards. Whether it is taking advantage of a great sign-up bonus or maximizing bonus categories, we are here to help.

Credit Cards for Beginners

If you are just getting started, then we have some advice for you. There are a few things you should learn before making your first applications. Read these posts to help:


Getting to Know the Banks

As you delve deeper into miles/points you will start hearing about the various banks and credit card products. While there are a ton of banks that offer rewards cards, the three biggest players are Chase, Citi and American Express. Each of these banks has their own rewards program and quirks.

Program Overview

Ultimate Rewards

Credit Cards


Program Overview

Membership Rewards

Credit Card Benefits



Credit Card Reconsideration

Once you have learned about the basics and studied the banks, then it becomes time to apply. If you aren’t approved right away, we have some tips that could help you turn that fate around.


Credit Card Retention

Rewards cards come with annual fees and not every card is worth keeping long term. When you try to cancel, sometimes banks try to keep your business with lucrative offers. Here is some information on maximizing those offers.


More Help

In the section below you’ll find links to all of our credit card related posts. You can also find even more relevant articles on our resources page. We have five years worth of dedicated credit card content to explore.

When you’re ready to apply, CLICK HERE.

All Credit Card Related Posts

Travel Hacking Overseas

US Bank Encourages Travel Freedom With Real-Time Rewards

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Cardholders can achieve more travel freedom with US Bank's Real-Time Rewards program. Let's review how we can take advantage of this unique program.
using the new chase offers system

Got A Negative Balance On A Credit Card? Here’s What You Can Do.

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Got a negative balance on a credit card? Here's what you can do. We examine how it's possible to get a negative balance, impacts, and options.
Guide: American Express Program Rules Including Application Restrictions, Card Limits and Difference Between Credit and Charge Cards

I Was Instantly Approved For The Charles Schwab Amex Platinum Card – Here’s How

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Thinking about applying for the Charles Schwab Amex Platinum Card and wondering how to apply? Not sure if you even qualify? Here's how my application went.

Amex Gold Card Now Has 20K Points Referral Bonuses [Targeted]

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The referral bonus has been increased to 20,000 Membership Rewards points for each person you refer and is approved for a new card.

Shut Down! US Bank Closes All of My Credit Card Accounts

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US Bank shut down all of my credit card accounts. Let's review my conversation with US Bank, what I learned, and how I redeemed my remaining rewards.

(New Link!) More Pay Over Time Offers Sent Out – An Easy 10K In...

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People are reporting that they have been getting new Pay Over Time offers which means they are getting the easiest 10,000 points possible.

20,000 Points Up For Grabs With New Amex Authorized User Bonus Offer

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American Express has brought back a generous offer for adding Authorized Users to credit card accounts. These offers are sent by mail, email or show up online when you log into your accounts.

Amex Business Platinum Card, 85K Bonus Available Through Referrals

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You can earn a total of 85,000 Membership Rewards points, but you also need to spend a total of $20,000 to receive it in full.
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