Credit Cards

Credit Cards

The number one way to rack up a lot of points/miles is through credit cards. Whether it is taking advantage of a great sign-up bonus or maximizing bonus categories, we are here to help.

Credit Cards for Beginners

If you are just getting started, then we have some advice for you. There are a few things you should learn before making your first applications. Read these posts to help:


Getting to Know the Banks

As you delve deeper into miles/points you will start hearing about the various banks and credit card products. While there are a ton of banks that offer rewards cards, the three biggest players are Chase, Citi and American Express. Each of these banks has their own rewards program and quirks.

Program Overview

Ultimate Rewards

Credit Cards


Program Overview

Membership Rewards

Credit Card Benefits



Credit Card Reconsideration

Once you have learned about the basics and studied the banks, then it becomes time to apply. If you aren’t approved right away, we have some tips that could help you turn that fate around.


Credit Card Retention

Rewards cards come with annual fees and not every card is worth keeping long term. When you try to cancel, sometimes banks try to keep your business with lucrative offers. Here is some information on maximizing those offers.


More Help

In the section below you’ll find links to all of our credit card related posts. You can also find even more relevant articles on our resources page. We have five years worth of dedicated credit card content to explore.

When you’re ready to apply, CLICK HERE.

All Credit Card Related Posts

Citi Unveils Sleek Redesign for ThankYou Cards Lineup

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Citi announced this week that soon cardmembers will have access to redesigned credit card products.

Question Of The Week: Do I Lose My Booking If I Cancel My Credit...

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Our question of the week surrounds a common theme: what happens if I cancel my credit card? We look at bookings made with that card's points.

Why The Chase Travel Portal Is Completely Useless Now

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How can I say the Chase travel portal is completely useless when you get up to 1.5 cents per point with it? Because there is a better way.

Amex Business Platinum, Best Ever 150K Bonus Possible

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We were first seeing 100K offers, then 110K, then 130K and now a whopping 150,000 Membership Rewards points.

How Did I Get Here? The Winding Journey to My New Sonesta World...

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When you think of hotels brands, Sonesta doesn't come to mind first. So why did I go after the Sonesta World Mastercard? Find out here!

The Amex Once Per Lifetime Rule Snaps Back On My Recent Attempt

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I went toe to toe once again with the Amex once per lifetime rule and this time offered up some new and interesting results. Details inside.

Awesomesauce! The New Citi Premier Cash Out Is Stackable For Better Results

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The Citi Premier cashout rate is now one cent per ThankYou point. But can cardholders do even better? I tried - here are the results!

(20K Offers!?!) More Pay Over Time Offers Sent Out – An Easy 10K In...

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People are reporting that they have been getting new Pay Over Time offers which means they are getting the easiest 10,000 points possible.
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