Credit Cards

Credit Cards

The number one way to rack up a lot of points/miles is through credit cards. Whether it is taking advantage of a great sign-up bonus or maximizing bonus categories, we are here to help.

Credit Cards for Beginners

If you are just getting started, then we have some advice for you. There are a few things you should learn before making your first applications. Read these posts to help:

Getting to Know the Banks

As you delve deeper into miles/points you will start hearing about the various banks and credit card products. While there are a ton of banks that offer rewards cards, the three biggest players are Chase, Citi and American Express. Each of these banks has their own rewards program and quirks.

Program Overview

Ultimate Rewards

Credit Cards

Program Overview

Membership Rewards

Credit Card Benefits

Credit Card Reconsideration

Once you have learned about the basics and studied the banks, then it becomes time to apply. If you aren’t approved right away, we have some tips that could help you turn that fate around.

Credit Card Retention

Rewards cards come with annual fees and not every card is worth keeping long term. When you try to cancel, sometimes banks try to keep your business with lucrative offers. Here is some information on maximizing those offers.

More Help

In the section below you’ll find links to all of our credit card related posts. You can also find even more relevant articles on our resources page. We have five years worth of dedicated credit card content to explore.

When you’re ready to apply, CLICK HERE.

All Credit Card Related Posts

BB&T and Suntrust Bank Offering 5% Cashback on Groceries & Drugstores

BB&T and Suntrust Bank are offering customers 5% cash back on purchases at grocery stores and pharmacies for a limited time. These are probably the two most used categories during the coronavirus outbreak.
using the new chase offers system

Chase Is Extending Timeline For Min Spend Requirement (YMMV)

If you are in the middle of a new welcome offer it may be worthwhile to reach out to Chase about an extension on the timeframe to complete your min spend.

The Best Cards For 0% APR Offers – No Interest For All Of 2020!

Looking for an interest-free card for a large purchase or to pay down debt? Check out these 5 best 0% APR credit cards that may be what you're looking for.
using the new chase offers system

(Updated) What Is The Most Valuable Chase Personal Card? The Complete Rankings

This is a resource that will be updated regularly as offers change. The Chase personal card rankings are based solely on the welcome offer value.

Current Retention Offer: Amex, Chase & Citi Retention Offer Data Points

Retention offers are a massive part of this hobby. Here are data points on a current retention offer Amex, Chase & Citi have offered to credit card users.
uber safety issue

Get A $15 Statement Credit For Your $15 Uber Amex Platinum Credit (YMMV)

If you are struggling to use your $15 Uber Amex Platinum credit as the end of the month approaches you may have another option, a $15 statement credit.

Thank You Very Much! Amassing Rewards with Citi

Citi Thank You Rewards are valuable, but earning points in large chunks is a challenge. How can we most effectively earn Citi Thank You points?

Up To 20K In Points! New Authorized User Bonuses From Amex (Targeted)

American Express has brought back a generous authorized user bonuses on several of their cards. The offers have been targeting more people.