Credit Cards

Credit Cards

The number one way to rack up a lot of points/miles is through credit cards. Whether it is taking advantage of a great sign-up bonus or maximizing bonus categories, we are here to help.

Credit Cards for Beginners

If you are just getting started, then we have some advice for you. There are a few things you should learn before making your first applications. Read these posts to help:

Getting to Know the Banks

As you delve deeper into miles/points you will start hearing about the various banks and credit card products. While there are a ton of banks that offer rewards cards, the three biggest players are Chase, Citi and American Express. Each of these banks has their own rewards program and quirks.

Program Overview

Ultimate Rewards

Credit Cards

Program Overview

Membership Rewards

Credit Card Benefits

Credit Card Reconsideration

Once you have learned about the basics and studied the banks, then it becomes time to apply. If you aren’t approved right away, we have some tips that could help you turn that fate around.

Credit Card Retention

Rewards cards come with annual fees and not every card is worth keeping long term. When you try to cancel, sometimes banks try to keep your business with lucrative offers. Here is some information on maximizing those offers.

More Help

In the section below you’ll find links to all of our credit card related posts. You can also find even more relevant articles on our resources page. We have five years worth of dedicated credit card content to explore.

When you’re ready to apply, CLICK HERE.

All Credit Card Related Posts

Barclaycard rules

Barclays Spending Offers, Earn 4K Miles or $20 Monthly

Barclays has sent out email to many cardholders with new spending offers that can earn you 4,000 miles or $20 cashback monthly from July to September.

The IHG 140K Offer Is Still Available But May Not Be For Long

The IHG 140K offer is still available but it may not be for long since the offers have dropped in the affiliate channels to 125K.

Amex Hilton Surpass, New Best Ever Bonus Sent Out by Mail

There’s a new increased offer for the Amex Hilton Surpass card. You can earn 175,000 Hilton points if you were targeted with an offer that was mailed out to some customers.

How to Cash Out Membership Rewards via Schwab Platinum Amex

Beyond all of the usual Platinum benefits, I love to cash out Membership Rewards via my Amex Platinum Schwab card for maximum value. Here's how!

Chase Sapphire Cards Get More Perks: 3x to 10x on Streaming, Instacart and Gas...

Starting July 1 both Chase Sapphire cards will earn between 3x and 10x bonus points for purchases at gas stations, select streaming services and Instacart.

Discover’s Uncapped and Unending 3% Cash Back with a Few Wrinkles

I've long loved the Discover it Miles card for its 3% cash back. Discover is quirky, though, which is both good and bad. Here's why.
uber safety issue

Last Days to Use $15 Uber Platinum Credits this Month (UberEats Promo Codes!)

Just a friendly reminder that today is the last day to use your Uber Platinum credits this month. Don't let them go to waste!

These Credit Cards Can Wait. Don’t Get Them If You’re Under 5/24.

These credit cards can wait. If you're under 5/24, you shouldn't get them. These are popular cards, but they can wait. Think big picture.