Credit Cards

Credit Cards

The number one way to rack up a lot of points/miles is through credit cards. Whether it is taking advantage of a great sign-up bonus or maximizing bonus categories, we are here to help.

Credit Cards for Beginners

If you are just getting started, then we have some advice for you. There are a few things you should learn before making your first applications. Read these posts to help:


Getting to Know the Banks

As you delve deeper into miles/points you will start hearing about the various banks and credit card products. While there are a ton of banks that offer rewards cards, the three biggest players are Chase, Citi and American Express. Each of these banks has their own rewards program and quirks.

Program Overview

Ultimate Rewards

Credit Cards


Program Overview

Membership Rewards

Credit Card Benefits



Credit Card Reconsideration

Once you have learned about the basics and studied the banks, then it becomes time to apply. If you aren’t approved right away, we have some tips that could help you turn that fate around.


Credit Card Retention

Rewards cards come with annual fees and not every card is worth keeping long term. When you try to cancel, sometimes banks try to keep your business with lucrative offers. Here is some information on maximizing those offers.


More Help

In the section below you’ll find links to all of our credit card related posts. You can also find even more relevant articles on our resources page. We have five years worth of dedicated credit card content to explore.

When you’re ready to apply, CLICK HERE.

All Credit Card Related Posts

Flaming Hot Takes – The Best and Worst Looking Cards Right Now

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Credit card rewards are fun in many ways, so we rarely focus on credit card designs. What are the best and worst looking cards currently?

The Thrill of the Hunt – My Search for Ongoing Amex Membership Rewards Value

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With all of the recent Amex changes, practically obtaining Amex Membership Rewards value has become more challenging. What are the options?

(Still Available) New Offers for Amex Delta Cards, Earn Up to 95K SkyMiles Plus...

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American Express and Delta SkyMiles launched today new limited time welcome offers for Delta SkyMiles Gold, Platinum and Reserve Consumer and Business American Express cards.

(More People Targeted) Amex Platinum 125K Offer: How to Check If You’re Eligible!

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New people are targeted for the massive Amex Platinum 125K offer. Check to see if you're targeted for this huge bonus. It only takes seconds!

M1 Launches a New Credit Card with Focus on Investing

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M1 Finance is best known for it's free automated investing app. Now the company is getting into the credit card game with the launch of the Owner’s Rewards Card by M1.

What I’d Do With 100,000 British Airways Avios – Maximizing the Chase British Airways...

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We look at maximizing the Chase British Airways Visa. What are its key perks, and how do we maximize the welcome offer? Here's what I'd do with 100k avios.

American Express Makes Change to Platinum Concierge Service, Adds New Spending Tracker

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American Express is making some changes for Platinum cardholders. The most impactful change is the way you will use the Platinum Card Concierge service going forward.
Two American Express Authorized User Benefits You Shouldn't Overlook

End of Month Checklist: Credits, Spending Offers and Fuel Points

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I give you a list of everything you need to accomplish NOW with the end of month checklist. We are talking statement credits, spending offers & more
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