Benjy Harmon

Benjy focuses on the intersection of points, travel, and financial independence (FI). An experienced world traveler, husband, and father, he currently roams throughout the USA close to expense-free. Benjy enjoys helping others achieve their FI and travel goals.
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Waldorf Astoria Beverly Hills Review – Nice, But Never Again

I'm fresh off an overdue Southern California trip, and it was an award splurge. Here's my experience at the Waldorf Astoria Beverly Hills.

Quite A Blur – Our Spring 2023 Credit Card Application Outcomes

We were busier than usual with our spring 2023 credit card application strategy. That's an understatement, actually. Here's the story.

Keeping It Simple: My Favorite Airline Cards for the 3 Major Domestic Carriers

Buckets of airline credit cards exist, but only a few are worth holding long-term. Here are my favorites to keep indefinitely.

Mastercard Gift Card Fraud! Why This Incident’s Especially Concerning

An MtM Diamond member recently experienced Mastercard gift card fraud, and his experience is very worrisome. Here's why.

Hotel Shrinkflation – Watch Out For These Sneaky Moves

Hotels cutting back is nothing new, but it's affecting us more throughout stays these days. Here are several tactics I've recently noticed.

Unhappy Hour – The Embassy Suites Evening Reception Hits Rock Bottom

The Embassy Suites Evening Reception has been in decline for years, and this recent experience has me questioning why to ever visit again.

Got an Alaska Airlines Business Card? Check Your Mileage Plan Account!

I recently picked up an Alaska Airlines Visa Business card and have been missing miles ever since. Here's how to correct the problem.