Benjy Harmon

Benjy is a fan of points, miles, and financial independence (FI). An experienced world traveler, husband, and father, he currently focuses on roaming throughout the USA expense-free (or close to it). He enjoys helping others achieve their FI and travel goals.

Summer’s Over – Here’s How Our Recent Card Applications Turned Out

Our summer was a blast, and so were our credit card application outcomes. Here's how they all turned out for us.

Marriott Bonvoy Brilliant Amex Changes – Who’s This Card For, Anyway?

The Marriott Bonvoy Brilliant Amex just underwent a slew of changes and has a huge annual fee. So who should bother with it? Find out here.

How To Obtain Your IHG Premier United Travel Bank Credit

The Chase IHG Premier United Travel Bank credit is fairly new, and you must take action to receive it. Here's how to pick it up!

Purchases That Make Cents – How To Save Money By Spending It

Many smart spending habits exist. One is making purchases which can end up saving you money. Here are just a few I've made.

I Have To Go – Why I’m Moving Away from IHG One Rewards

I previously enjoyed their hotels, but now I'm out on the IHG One Rewards program. This is why I've decided to take my loyalty elsewhere.

Silver Lining: Why the Death of the Rakuten Visa Card Is Good News

I didn't expect it to turn out this way. But here's why the Rakuten Visa Card Discontinuation turned out positive for us.

Sold! How This Airline Broke My 15 Year Streak

A younger airline on the scene, Breeze has caught my attention. And Breeze Airways benefits convinced me to break a long streak. Here's how.