Benjy Harmon

Benjy is a fan of points, miles, and financial independence. An experienced world traveler, husband, and father, he currently focuses on roaming throughout the USA expense-free (or close to it). He enjoys helping others achieve their travel goals, Disney-related and otherwise.

I’m Saving Almost $6k This Year With Everyday Rewards – Here’s How!

Using rewards to minimize non-travel costs can lead to substantial savings and cash to invest. Here's how I apply everyday rewards to do so!

How I Use Everyday Rewards To Boost My “Bottom Line”

Rewards unrelated to travel have increased before and during the COVID-19 pandemic. Let's review the growth of everyday rewards!

How I Stretch My Hotel Points To The Max & Make Them Last

I love to efficiently use various hotel point currencies for free stays over the long haul. Here are my favorite hotel award redemptions!

FI Travel: How I Sensibly Spend Airline Miles and Rail Points

Everyone has their favorite redemptions. Here are my favorite airline and rail redemptions for sensibly spending on travel.

My Recent Credit Card Application Outcomes – Approvals, Surprises, and Late Additions

I recently applied for several new credit cards - and a few more than originally planned! Here are my card application outcomes.

How Financial Independence Drives My Travel Decision Making Process

Financial Independence and travel are two of my passions. But what do I consider to be my FI travel guiding principles? Here they are!

The Card Hobby In COVID-19 Times – Thoughts Beyond the Credits

Much has changed with the card hobby in COVID-19 times. Perk tweaks abound, but other overarching trends have appeared. Let's go over a few!