Benjy Harmon

Benjy is a fan of points, miles, and financial independence (FI). An experienced world traveler, husband, and father, he currently focuses on roaming throughout the USA expense-free (or close to it). He enjoys helping others achieve their FI and travel goals.

There’s Too Much of This Stuff in the Points and Miles Hobby

I love traveling for free, but sometimes I reach points and miles overload. A few parts of the hobby involve way too much.

What to Buy with That Pesky Amex Business Platinum Dell Credit

The Amex Business Platinum Dell credit is annoying to use. Here are some strategies and solid options a the right price point for the credit.

Why Hotel Complimentary Breakfast Isn’t Overrated, Plus My Take on Hilton’s Change

Some don't care about hotel complimentary breakfast, but I think it's a win during any stay. Here's why, plus my take on Hilton's change.

Magic Delayed – Why We Postponed Our Upcoming Walt Disney World Trip

Many are faced with postponing Disney World trips. After reflection, our decision was easy. Here's why we decided to cancel for now.

I’m Bullish and Bearish on These Rewards Currencies Right Now

Times and plans change, as do my favorite hotel points and airline miles to accrue. I'm focusing on different ones currently - here's why.

No-Brainer: Why All Discover Cardholders Should Pursue Retention Offers

I called to close my Discover it Miles card, but I was greeted with a Discover card retention offer. Here it is, and why others should try!

Counterpoint – Hilton Free Night Certificates Are Great, Actually

Many can't stand the process of using Hilton free night certificates. I don't think they're that bad - I think they're great, actually.