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This card is a heavyweight for small businesses, and that's with good reason. The card has 3X earning on up to $150,000 in annual spending across a broad range of categories. Protections like cell phone coverage and rental car insurance provide ongoing value, and the versatility of your points is why Chase Ultimate Rewards are so coveted. It's easy to get more than $95 in ongoing value out of this card, and the welcome offer--while no small feat--is huge.
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