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Lawsuit Filed Over Missing Rewards for Capital One Offers

DDG
DDG

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Lawsuit Filed Over Missing Rewards for Capital One Offers

Capital One is facing a new lawsuit which accuses the company of withholding promised cashback rewards.

Plaintiff Alan B. McNichols filed a class action lawsuit against Capital One Bank N.A., Capital One Shopping Holdings LLC and Capital One Financial Corp. accusing them of failing to honor Capital One Offers. This class action lawsuit was filed in Virginia federal court.

The lawsuit alleges that “Capital One regularly failed to provide cardholders with the payout that they had been promised in the offer after the cardholders made purchases in reliance on the offer”.

Mr. McNichols says that Capital One failed to provide the cashback rewards despite representing to consumers that they would be available within 45 days of a purchase.

The Capital One class action lawsuit is McNichols v. Capital One Bank N.A., et al., Case No. 1:26-cv-00145, in the U.S. District Court for the Eastern District of Virginia.

DDG
DDGhttp://dannydealguru.com
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

2 COMMENTS

  1. I’ve had the same issue clicked on offers made purchases and never received an ounce of cashback from the offers. I’ll just stick with the normal cashback sites.

  2. Seems like an open and shut case. Either they bank did or did not screw up. I have not seen the complaint, but I would not be surprised if the account agreement requires arbitration and if so, that could knock out a class action lawsuit.

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At Miles to Memories we share the best tips, tricks and deals plus travel rants, musings, hotel, airline and loyalty program reviews and a lot more! Our goal is to help people save money so they can get out there and travel the world! Through our various blog posts, podcasts & videos we teach others how to maximize loyalty rewards, hotel & airline programs and credit cards to achieve amazing things.

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