
Lawsuit Filed Over Missing Rewards for Capital One Offers
Capital One is facing a new lawsuit which accuses the company of withholding promised cashback rewards.
Plaintiff Alan B. McNichols filed a class action lawsuit against Capital One Bank N.A., Capital One Shopping Holdings LLC and Capital One Financial Corp. accusing them of failing to honor Capital One Offers. This class action lawsuit was filed in Virginia federal court.
The lawsuit alleges that “Capital One regularly failed to provide cardholders with the payout that they had been promised in the offer after the cardholders made purchases in reliance on the offer”.
Mr. McNichols says that Capital One failed to provide the cashback rewards despite representing to consumers that they would be available within 45 days of a purchase.
The Capital One class action lawsuit is McNichols v. Capital One Bank N.A., et al., Case No. 1:26-cv-00145, in the U.S. District Court for the Eastern District of Virginia.


