Another Blow to Chase Ink Cardholders… Will You Be Affected?

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old chase ink changes

Another Blow to Chase Ink Cardholders… Will You Be Affected?

Chase will start streamlining old Ink business cards in early 2018 and likely convert grandfathered cards into one on the products currently available from Chase. Doctor of Credit reports that a memo was sent out to bankers and letter will be sent out to cardholders this week to explain these changes.

Changes to Old Chase Ink Products

These changes will affect Mastercard Ink cards, Ink Classic and Ink Bold credit cards. Here’s the information that we know from the memo that was sent out.

  • All Mastercard Ink card will be replaced with Visa-branded cards
    • Customers will receive new Visa cards in February 2018.
    • Existing Mastercard will remain active until April 30th 2018.
    • Account number, expiration date and CVV will change
  • Grandfathered Ink products, including Ink Classic and Ink Bold, will be converted to current Ink programs
    • Customers will receive new cards in February 2018
    • Account number will not change
    • Cards will have new expiration dates, CVV and rewards earning structure


The major downside with this memo and the expected changes that will follow, is the demise of the Mastercard Ink cards. These cards are still earning 5X on several gift card sellers, even after Ink Visa cards stopped doing so. I doubt this will continue once new cards are issued.

The Ink Classic and Ink Bold credit cards will be converted to current Ink programs, which most likely will be the Ink Cash and Ink Plus credit cards. Ink Preferred is also an option, but I would hate for my Ink Bold to lose its 5X categories.

Ink Plus cards don’t seem to be affected by these changes.


We still do not know all the details of these changes, but it makes sense for Chase to streamline its credit card offering and also switch all Ink cards to just one issuer, Visa. The biggest loss here will be the Mastercard Ink cards that still earn 5X at PPDG.

Let us know what you think. Will you be affected?

Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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  1. So basically you are saying once we receive the replacement card for the MasterCard Chase Ink, don’t activate it until April 30 so that way you can still continue earning 5x at Paypal digital Gifts.


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