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PayPal Business Debit Card Spending Bonus, Get up to 2% Back

DDG
DDG

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PayPal Business Debit Card Spending Bonus

PayPal has sent out an offer through email to those who have a PayPal Business Debit Card. You get to choose the type of cashback you want to earn for the next three months. Let’s take a look at the options.

The Offer

Limited-time offers are valid July 2 through September 30, 2020. Choose one of these cash back options for your PayPal Business Debit Card:

  • Spend $1,000 and get $20 cash back
  • Earn 1.25% cash back on all purchases

If you don’t choose any of these options, you will keep earning 1% Cash Back on all eligible purchases. You should see the offer here after you log in.

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Key Terms

  • For first option, $20 bonus cash back will be earned when you make $1,000 in purchases with your PayPal Business Debit Mastercard. An additional $20 cash back will be earned for each subsequent $1,000 in purchases. For example, spend $1,000 earn $20. Spend $2,000 earn $40. Transactions that are not eligible for bonus cash back include, but are not limited to: cash withdrawals, cash advances, and the cash-back portion of any point-of-sale purchase. There is no cap on cash back earned based on required spend thresholds.
  • For second option, bonus cash back include: credit transactions which you sign for and which are processed by Mastercard; online transactions processed by Mastercard; purchases processed via a debit network (including PIN-less debit transactions); and phone transactions processed by Mastercard. Transactions that are not eligible for bonus cash back include, but are not limited to: cash withdrawals, cash advances, and the cash-back portion of any point-of-sale purchase. Bonus cash back will be added to the PayPal account associated with the PayPal Business Debit Card that completed the eligible transaction(s) within 30 days of qualifying purchase settlement.

Conclusion

Good offers for a debit card. But I suspect most readers will already have credit cards that earn 2x on all purchases. Could still make sense for some purchases that might charge lower fees for debit cards.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
DDG
DDGhttp://dannydealguru.com
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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At Miles to Memories we share the best tips, tricks and deals plus travel rants, musings, hotel, airline and loyalty program reviews and a lot more! Our goal is to help people save money so they can get out there and travel the world! Through our various blog posts, podcasts & videos we teach others how to maximize loyalty rewards, hotel & airline programs and credit cards to achieve amazing things.

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