Target REDcard 10% Bonus Offer
Oh how I miss my beloved REDbird. She was so generous with her credit card loads and easy to use bill pay system. She even gave us a good year of fun before shriveling up and dying. Now you can’t even load her in a store with cash. How the mighty have fallen.
REDcard Benefits
While REDbird is dead, Target still does have a debit card called Debit REDcard. This card comes with the following features/benefits:
- Save 5% at Target and Target.com
- Free Shipping on most items at Target.com
- Extended Return Policy
- REDcard online management
- Up to $40 cash withdrawal at checkout in store
- Links to your existing checking account for Target purchases
I personally have a Debit REDcard because I value the 5% off and don’t want to incur a hard credit pull to get the Credit REDcard which has the same benefits, but doesn’t require a link to your checking account. While I would normally recommend the Debit product anyways, Target is upping the ante with a new special offer.
The Offer:
Now through May 20th, when you open a debit or credit REDcard, Target will send you a coupon for an extra 10% off a shopping trip!
Terms
Extra 10% Offer: Some restrictions apply. See reverse for 10% offer details REDcardTM: REDcardTM: Target Debit CardTM, Target Credit CardTM, and TargetTM Mastercard®. Subject to application approval (Target Mastercard not available to new applicants). The REDcard credit cards (Target Credit Card and Target Mastercard) are issued by TD Bank USA, N.A. The REDcard debit card is issued by Target Corporation. Mastercard is a registered trademark of Mastercard International, Inc. Pat 7,562,048
Extra 10% off coupon excludes all gift cards, prepaid cards (airtime, entertainment, iTunes, and online gaming), LEGO, Vitamix, Weber, Dyson, DSLR cameras and lenses, Google products, Apple, Bose, Sonos, GoPro, alcohol, Tylenol, CVS pharmacy, clinic, Target Optical, Portrait Studio and Target Mobile purchases.
Analysis
As I said before, I do have the Debit REDCard because I don’t want to deal with a hard pull for the credit card (I can confirm they didn’t do a hard pull for my Debit card and I have never heard of them doing a hard pull for this product), but I still want the 5% off.
If you are a big shopper, then getting that extra 10% off one (hopefully big) shopping trip might be a nice incentive to get this card now. There are a few exclusions, but not too many and I can’t find a cap on the 10% off either.
Conclusion
This isn’t the deal of the century, but if you were already considering a Target REDcard product for the everyday 5% savings, then now may be the time to get one. With an unlimited cap and few restrictions, that 10% off coupon can be worth a nice chunk of change.
Do you have the REDcard debit or credit cards? Share your experiences with the products in the comments!
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When does the 10% off expire?
Unfortunately it doesn’t say anywhere in the terms. They are also running this promotion in-store, so maybe employees there have more information.
Working for me.
wait. you cant load REDcard prepaid with cash anymore?! i need to go check.
Not at my 3 closest stores at least. I was trying to load it to side load a Serve card but a software update had removed the option from the register. I even asked a manager at each store and they confirmed it.
sup brotha. here is a DP for you.
to verify your experience, i went to 2 locations around the Hyatt Regency Huntington Beach Resort and Spa in honor of your visits and trip reports from that area. haha.
everything went fine with the cash reloads. the only the real problem is that they needed to call a supervisor since nobody ever heard of cash reloads and didnt know how to process it. not surprising given RedBird is dead and cash loads have niche use.
so it must be a phased software update. that would really suck. i guess for now, its location specific and YMMV, until the update. i dont understand why they removed the option. maybe nobody ever used it? or maybe they had issues with cash related transactions?
for now, it seems local and i hope you can still find a target location without the update to load your cash if thats something important to your MS strategy.
take care man!
FYI this DP is from today May 7th.
Thanks! I’ll have to give it another try at different stores.