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U.S. Bank Smartly Visa Credit Card No Longer Available In-Branch

DDG
DDG

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U.S. Bank Rethinking the Smartly Visa Credit Card

U.S. Bank Rethinking the Smartly Visa Credit Card?

The U.S. Bank Smartly Visa Credit Card launched in November of 2024 with the highest cash back rate for everyday purchases. Cardholders can earn 4% cash back on every purchase, as long as they have $100,000 or more in U.S. Bank accounts.

Then, earlier this month, many cardholders received a latter warning them that they shouldn’t use their U.S. Bank Smartly Visa Card for business charges.

And now the U.S. Bank Smartly Visa Card has been pulled from branches where you can no longer apply. Bank agent are saying that you can only do so online, and some have even mentioned that the card might be gone completely after one month.

U.S. Bank has also stopped product changing other cards to the Smartly Visa Card. So it sounds like they have underestimated the volume of charges that will earn 4% cash back.

Pulling the card just four months after launching it sounds hard to believe, but we could see changes to the card that make to more difficult to earn that 4% cashback rate. U.S. Bank recently increased the monthly fee for the Smartly Checking account, and also made it more difficult to get it waived.

Were you planning on getting this card? Do you have it already in your wallet? Let us know what you think!

HT: Doctor of Credit

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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DDG
DDGhttp://dannydealguru.com
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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At Miles to Memories we share the best tips, tricks and deals plus travel rants, musings, hotel, airline and loyalty program reviews and a lot more! Our goal is to help people save money so they can get out there and travel the world! Through our various blog posts, podcasts & videos we teach others how to maximize loyalty rewards, hotel & airline programs and credit cards to achieve amazing things.

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