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Our Quick Review
We have previously referred to this as the "King of Hotel Cards", and its popularity is deserved. The annual free night is worth fare more than the $95 annual fee, and spending $15,000 on the card annually would earn another free night--plus 6 qualifying nights toward World of Hyatt status. All of this is on top of the tiered welcome offer and travel protections the card offers. There's a reason why so many people keep this card year after year.
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