Activate Discover 5% Categories for 2nd Quarter
Discover it is one of several credit cards that offers rotating quarterly categories with 5% cash back, up to $1500 in spend (much like the Chase Freedom Flex card). This quarter for example you can earn 5% cash back at Grocery Stores and Fitness Clubs. But now, as we get close to the end of March, you can activate the bonus categories for the second quarter. Let’s take a look!
Discover 2022 Calendar
The Discover 2022 bonus categories calendar is as follows:
- January-March 2022 – Grocery Stores and Fitness Clubs & Gym Memberships
- April-June 2022 – Gas Stations and Target
- July-September 2022 – Restaurants and PayPal
- October-December 2022 – Amazon.com and Digital Wallets
Discover Q2 Categories
Activate the Q2 categories now so you can earn 5% Cashback Bonus at Gas Stations (stand-alone) and Target from 4/1/22 through 6/30/22, on up to $1,500 in purchases.
Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible.
Target purchases include those made at Target.com, through the Target app, or in-store at Target. Purchases from individual merchants and stand-alone stores within physical Target locations may not be eligible for this promotion. Purchases made online or through the Target app from Target affiliates, individual merchants or stand-alone stores may not be eligible for this promotion, including, but not limited to, targetoptical.com and targetphoto.com.
Conclusion
I like the fact that Discover now publishes the full calendar ahead of time. This way you can better plan your spending for the year and maximize your cashback.
You still have time to take advantage of the Q1 categories for 5% back on groceries, which is always popular. In the second quarter you get Gas Stations and Target, again quite popular, especially now with rising gas prices.
Discover it also has an increased bonus of $100 through referrals right now. That’s double the normal offer of $50. Plus all cash back is doubled during the first 12 months, including 5% categories.
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