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Amazon Increases Pay With Points Redemption Minimum

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Amazon Increases Pay With Points Redemption Minimum

Doctor of Credit is reporting that Amazon has increased the pay with points redemption minimum on the latest Ultimate Rewards offer. In the past you only needed to use at least 1 point for these offers to unlock the discount. That was nice since it had to be be rounded up to 1 penny when redeeming only 1 point you often got more value than you would have otherwise (example $0.01 vs $0.008 for Ultimate Rewards points).

The new rate, for Chase at least, is 100 points per offer. That comes out to 80 cents in points with Amazon valuing them at $0.008 each. This isn’t a huge deal since 100 points is not a big amount. It is assumed this will extend to Amex Membership Rewards, Citi ThankYou points and Discover cashback as well but that is just an assumption at this point.

While these deals will cost more points in the future it is still pretty negligible in my opinion. If they started requiring the full amount of points for the orders etc. then I would be upset. This is a minor adjustment overall and I am okay paying 100 points to save $15-$50 on my orders. The real issue is getting targeted for these dang offers of course!

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Mark Ostermann
Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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  1. Saw the deal mentioned and instantly took advantage of it. Saving $10 for the cost of $0.80 is a legitimate “No-Brainer”!

    Seems reasonable that Amazon OR a bank/the banks would make this change. X amount of bookkeeping, even by computers uses up time, energy, etc so it seems logical to me.

    No complaints from this guy!


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