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Bank of America Customized Cash Rewards Card Get New 3% Categories

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Bank of America Customized Cash Rewards Card 3% Categories

Bank of America today announced improvements to its Customized Cash Rewards credit card. The card now offers more ways for cardholders to earn cash back in a category of their choice, with the expansion of two of its popular 3% cash back categories: gas and online shopping.

Consumer and small business Customized Cash Rewards cardholders can now earn 3% cash back when charging their electric vehicles as a part of the expansion to the gas category. Consumer cardholders can also earn 3% cash back on cable, streaming, internet and phone plans within the online shopping category.

Customized Cash Rewards Cash Back

With these enhancements, the Customized Cash Rewards cardholders can earn 3% cash back in their choice of the following categories:

  • Gas & EV Charging Stations
  • Online Shopping, Cable, Streaming, Internet & Phone Plans
  • Dining
  • Travel
  • Drug Stores & Pharmacies
  • Home Improvement & Furnishings

As a reminder, Customized Cash Rewards cardholders also earn 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined purchases in the choice category and at grocery stores and wholesale clubs each quarter), and unlimited 1% cash back on all other purchases. The 3% category can be switched once per month.

Preferred Rewards Boost

Members of the Bank of America Preferred Rewards® program earn 25% to 75% more cash back on every purchase made with the Customized Cash Rewards card, depending on their rewards tier.

That means the 3% cash back earned in the selected choice category could increase to up to 5.25% cash back.

To learn more about the Customized Cash Rewards card, please visit


Added perks or earning possibilities are always a nice things when they’re not accompanied by annual fee increases. Customized Cash Rewards cardholders now have the option to earn 3% cash back when charging their electric vehicles, or for cable, streaming, internet and phone plans.

The consumer card has a $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days. The business version offers a $300 statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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