Rakuten Bonus for Bank of America Cards
Rakuten is the first shopping portal that started offering a bonus for some popular Chase credit cards. At one time they were offering 30,000 points for Chase Sapphire Preferred applications, which was a best ever deal when combined with the 100K bonus from Chase. Now there is a Rakuten bonus for Bank of America cards too! Update 5/4/26: The payouts have been increased again. Remember that these are in addition to the BOA sign up bonus too.
***Reminder that Bilt status is required to earn 1 to 1 on Rakuten past 5/15/26.
Details
Rakuten added two no-fee Bank of America credit cards, with bonuses up to $150 $250 $300 or 15,000 25,000 30,000 points. That includes:
- Bank of America Travel Rewards Card:
$150$250$300 Cash Back - Bank of America Customized Cash Rewards Card:
$75$150$175 Cash Back
These bonuses are in addition to what you get from Bank of America for these cards. That would be $250 in travel for the Travel Rewards card. The Customized Cash offers $200 plus 6% in one category for one year as well.

Notable Terms
You can see both offers here. But only if your Rakuten account is set to earn cash back or Bilt Points. Those who have selected Amex Membership Rewards points usually will not see these offers. We are not sure why that is, but it should be possible to change your payout method if you would like to pursue this offer.
Rakuten Paying For Bank Of America Sign Ups
The Customized Cash and Travel Rewards cards from Bank of America are nothing special normally. When you throw in the fact that there is a Rakuten bonus for signing up for these Bank of America cards things get a little more interesting though. When combined, this would increase the offers to $550 for the Travel Rewards (or 30,000 Bilt points and $250) and $375 plus 6% back in one category for the Customized Cash during the first year. That is a lot more enticing than the normal offer. Especially for two no annual fee cards.
Reminder that if you’re a new Rakuten customer you can also add a $50 signup bonus.
HT: Doctor of Credit




Thanks a bunch. Instant approval for the travel rewards 21K limit.
Awesome!
I get amex points from rakuten and do see the offer
Interesting – I do not see it on my wife’s account that is set up for MR
Applied and Approved
Congrats!