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$1,000 Bonus for Bank of America Business Advantage Unlimited Cash Rewards Card [YMMV]

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BofA Business Advantage Unlimited Cash Rewards Card Bonus

BofA Business Advantage Unlimited Cash Rewards Card Bonus

Bank of America launched the Business Advantage Unlimited Cash Rewards card in late 2021 with a $300 bonus. The card earns an unlimited 1.5% cash back on all purchases, but the cash back rate can go as high as 2.62% with a Preferred Rewards relationship. The card has no annual fee and cash rewards are easy to redeem.

Now there’s a link that’s showing a $1,000 bonus with a $10,000 spending requirement. Getting an application through is not easy, but it’s working for many people. Let’s see the details.

The Offer

  • Get a $1,000 statement credit when you make at least $10,000 in net purchases within 90 days of your account opening.
  • 0% Introductory APR on purchases for 9 billing cycles from account opening.
  • Application page

Looks a bit tricky to actually get your application through. Looks like the best way to submit the application is to “Save application” then retrieve application, then submit. Otherwise you might get a blank screen after submitting.

Business Advantage Unlimited Cash Rewards Card Details

  • Earn unlimited 1.5% cash back on all purchases.
  • You can earn up to 75% more cash back with the highest Preferred Rewards for Business tier. That’s up to 2.62% cash back on all purchases.
  • No annual cap and cash rewards don’t expire.
  • No annual fee

You have a few easy options to redeem your cash back. You can deposit the accumulated cash back into your Bank of America checking or savings account, apply it to your account as a statement credit, or have a check mailed to you.


This is not a very exciting product for most people. But the Bank of America Business Advantage Unlimited Cash Rewards card gets better if you’re a Preferred Rewards Platinum Honors members. Then you would earn 2.62% cash back on all purchases.

The new $,1000 bonus is by far the best we have seen, and it’s a very good offer if you can get the spending done. The method I mentioned above worked for me, although the application went pending.

Let us know how it goes if you apply!

HT: Doctor of Credit

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

New Card - Capital One Venture X Business 150K!

Capital One Venture X Business earns 2X miles on everyday purchases plus up to 10X in bonus categories. You also get access to Capital One lounges plus an annual travel credit & anniversary bonus. Right now you earn bonus_miles_full.

Learn more about this card and its features!

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Getting $1000 bonus on 10K spend, thats a very strong sign up bonus. If you have a business 10K is no issue at all.

  2. I purchased VGCs @ the grocery stores to meet the MSR for the BoA Alaska Business and Unlimited Cash cards, but the MSR for both were about $3,000 combined.


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