Chase Cards Now Available for US Citizens and Green Card Holders Only?
When applying for a credit card, most people enter their Social Security Number. But you can also apply with just a tax ID or passport depending on the issuer. Some people have restricted SSNs and are still able to apply for credit cards. However Chase looks to be tightening up rules for who can apply for new cards with them.
New Chase Rule?
Recently there have been some data points showing new applicants being declined for Chase credit cards because their Social Security Number (SSN) is “valid for work only with DHS Authorization”. Now a report on Reddit says that this seems to actually be a new policy that has been introduced 15 days ago. He was declined for that same reason and a Chase representative explained the policy change.
People who have a non-restricted SSN are usually US citizens and Green Card holders. So it looks like if you do not fall under those two categories, you will not be able to apply for any new Chase credit cards.
I haven’t seen any data points showing that this new rule is affecting any current Chase cardholders who are not citizens or Green Card holders. So if you already have Chase cards and do not have a Social Security Number, or have a restricted one, then you should be fine. I doubt Chase would go back and shut down those account. Seems a bit too extreme.
This might not apply to many readers. But for those who are affected it means that Chase cards are now out of the question if this new policy holds. Chase has some of the most popular cads and points currency so that would be a big hit.
Let us know if you gave been declined for similar reasons when applying for a Chase card.