Chase Unveils Chase Offers on Select Credit Cards
A member of the Facebook Group (Thanks, Elieen!) alerted us today to a new program from Chase for the Slate Card called Chase Offers. Doctor of Credit has also reported that the program is available for the Marriott Rewards Card. We have tried to enroll with Hyatt, IHG and Sapphire as well, but those don’t appear to be part of the program (yet).
The Details- Here’s What We Know So Far
How it Works
First, you’ll need to sign up with your eligible Chase Card. Here’s a link to sign-up if you have the Slate Card and a link to sign up if you have the Marriott Card. The registration requires an email and email verification. Then you are required to input your eligible card number and select a password. That’s it!
Chase Offers appears to be very similar to Amex Offers and Bank Amerideals in that you load offers to your account, shop at the designated store and automatically receive your bonus without having to use a coupon or submit a receipt. However, right off the bat there are some significant differences.
- Appears to be limited to only a few types of Chase cards
- You are required to register for a separate account with a different login as opposed to just logging into your Chase Account
- You can unilaterally change your location for the purpose of receiving offers for merchants in different cities. What seems really cool about this is that you can do it only temporarily or permanently with just a few clicks. (Amex says they base your offers on your location but doesn’t allow you to specify the location.)
Here’s Why I’m Excited
Once you log in- it becomes very apparent that the offers are awesome! The first one I see is $10 off a $25 purchase at Whole Foods so of course I’m psyched at this point, but the great offers don’t end there. The next few are just as great including Staples, Nordstrom, Dunkin Donuts, Lowe’s Home Improvement, Regal Cinemas, Neiman Marcus and more. If they keep this up, my long forgotten Slate card will make a major comeback in my rotation.
- Whole Foods Market $10 back on your next purchase of $25 or more
- Dunkin Donuts 10% back (up to $10) on your next purchase
- Lowe’s $10 back on your next in-store purchase of $50 or more
- Staples 10% back (up to $20) on your next purchase
- Nordstrom 20% back (up to $30) on your next purchase
- Neiman Marcus 10% back (up to $30) on your next purchase
- Regal Cinemas 10% back (up to $50) on your next purchase
- Ebags $20 back on your next purchase of $100 or more
- Many restaurant offers including Chili’s and Olive Garden
Concerns and Questions
Now, before I anoint Chase Offers the new King of Offers and steal the crown from Amex, I do have some concerns. First, the limits are pretty modest. $10 off of $25 is a huge percentage, but if I can only receive it 1x and it’s only on 1 card- it’s not terribly exciting. Also on the offers offering a percentage of your transaction, the limits are modest- $30 in the case of Nordstrom and $10 in the case of Dunkin Donuts. So of course, we’ll need to see if Chase allows us to redeem the offers on multiple cards. And of course, we’ll need to see if they include more types of cards in the program.
I suspect the card limitation will go away and that Chase Offers will be available on other Chase branded cards very soon. But, I am not certain that Chase will allow you to load the same offer to multiple cards.
Another question, is whether multiple transactions will count or if the offer terms need to be completed in one transaction. For example, the Dunkin Donuts Offer is worded as “10% back (up to $10) on your next purchase”. Does this mean that you get 10% back ONLY on your next purchase at DD as the offer seems to suggest or can you get 10% back up to $10 on multiple purchases. Obviously the latter is more useful.
What Purchases Count
Unlike Amex Offers, the deal specific offers are not very detailed. Will gift cards be excluded? If you can purchase gift cards, it doesn’t matter so much whether one transaction or multiple count towards offers. There is some wording in the general terms and conditions that seem to suggest gift cards may not count. But, it is definitely not clear.
Will Chase allow us to sign up for multiple user accounts for each different card and for authorized user accounts? This one should be pretty easy to test but I haven’t done it yet, will update with further data points later.
Chase Offers has big potential and I for one had no idea it was coming! I hope the offers continue to be as useful as the current ones and I hope we are soon able to enroll multiple cards and user accounts to take advantage of the best offers more than once. As more data points become available, we’ll keep you updated. Please leave any other info you have in the comments section. As always, please feel free to contact me with any questions either by commenting or messaging me on Twitter @bethanyatM2m.