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Cheese Debit Card, No SSN Required Plus up to 3% APY

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Cheese Debit Card

Cheese Debit Card, No SSN Required Plus up to 3% APY

The Cheese Debit Card is a card aimed at international students. It doesn’t require a social security number and it also offers a cashback program and a interesting APY. Most banks and credit card issuers require a SSN. The Cheese debit card is the first of its kind in that it allows international students and non-citizens to easily sign up for a no-fee debit card that also comes with some good benefits.

Cheese Debit Card Details

  • Earn 1% to 3% interest on your balance
  • Earn 1% Cashback on all purchases
  • 100% free
  • FDIC Insured

The interest rate goes up based on the number of referrals that you have.

Join the waitlist here


Being able to get the card without a SSN could be useful to many people. Plus if you can refer friends, you can also earn a good interest rate. But there’s currently a waitlist, so let’s see if this actually happens. I signed up today myself and don’t see any extra information besides what’s already shown on the website.

Anyone signing up or has signed up before? Let me know.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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  1. How is this legal? I thought the Patriot Act required SSN. Also how do they file the 1099-INT with the IRS for interest earned without an SSN?


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