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Another Go! This Lucrative Citi AAdvantage Business Promo Returns for 2026

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Image courtesy of American Airlines

Citi AAdvantage Business Promo

Time flies when you’re having fun.  American Airlines’ AAdvantage Loyalty Points program has been around for well over three and a half years.  In each of the elite qualification years since, I’ve reached Executive Platinum status.  Indeed, this ingenious AAdvantage refresh convinced me and many others to suddenly care more about the program.  AAdvantage sucked me in, and I still consider it a win/win.  AAdvantage has continued to find innovative methods to engage travelers.  One angle is via the Citi AAdvantage Business card, and to my surprise, a related promo is returning for 2026.  I’m describing that development today, how it matters for many, and why now’s a great time to get in on the action.

Citi AAdvantage Business Promo Details

For the past couple years, “select” primary Citi AAdvantage Business Mastercard holders have earned one Loyalty Points for every 1 Loyalty Points earned by any authorized users on eligible card purchases.  This started in 2024, and the offer was subsequently extended to all of 2025, as well.  This promo has now been extended a second time to include all of 2026.  This promotion now ends on 31 December 2026 at 11:59 pm ET.  (Shout-out to MtM Diamond Member Brian M. for flagging this recent development.)

While the offer continues to mention its availability to “select” Citi AAdvantage Business cardholders, it’s been widely available to the cardholders I know.  Cardholders must first register for the program (here’s a guide).

Citi AAdvantage Business

The Greatness of this Offer

AAdvantage has diabolically created a world where those seeking AA’s top perks should always be earning LP’s.  In a sense, AA’s traditional elite levels are somewhat obsolete, as members’ rolling 12-month LP earning totals comes more into play for benefits like complimentary upgrades.  This total is now a tiebreaker for such upgrades when members hold a common status.  One’s ability to earn more LP’s matters more here.  Via this offer, Citi AAdvantage Business cardholders have a unique advantage to earn more LP’s across multiple individuals on the same spend.

Card Newbs Are Especially Welcome Now

Of course, this is great news for existing Citi AAdvantage Business cardholders already leveraging this promotion.  But outsiders are currently enticed to pick up the card right now.  New cardholders can pick up an elevated signup bonus of 75k American Airline miles after spending $5k within five months of card opening.  As if that wasn’t enough, Citi waives the $99 annual fee for the first cardmember year.  Those interested may want to apply sooner rather than later.  Citi hasn’t shared an expiration date, but the offer’s been around for a couple months.

Additionally, remember that business owners can easily add individuals to their AAdvantage Business accounts, effectively making miles earned with this card more transferrable.

Conclusion

I didn’t expect this promo to last for a third year.  The second year seemed generous enough.  I thought the AAdvantage Loyalty Points scheme had captivated enough people by now, and a third year wouldn’t be necessary for member engagement.  But I’m happy to be wrong on this one.  I’d be happy to get this next thing wrong, too.

I feel the Loyalty Point Rewards scheme is (over)due for a refresh and accompanying devaluation.  Since inception, AAdvantage has either improved particular aspects here or kept existing ones the same.  AAdvantage removed the initial flight requirements for such rewards, changing them from Loyalty Choice Rewards to Loyalty Point Rewards.  Plus, the vast majority of thresholds and rewards have remained unchanged for the past few years.  I won’t be surprised to see higher thresholds and/or smaller rewards sooner than later.  We shall see.

How are you feeling about the AAdvantage Loyalty Points program these days?

Benjy Harmon
Benjy Harmon
Benjy focuses on the intersection of points, travel, and financial independence (FI). An experienced world traveler, husband, and father, he currently roams throughout the USA close to expense-free. Benjy enjoys helping others achieve their FI and travel goals.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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