Targeted Citi Checking Offer, Get up to $700!!!
Citi has some new targeted offers for new checking accounts that can earn you as much as $700. The offers contain a unique code, so you must have received one in order to qualify. Offers are sent by mail.
The Offers
Citi has send out a mailer to some of its customers. The mailer has three different offers:
- Open a new Citigold account and earn $700 after you make $1,000 in debit card purchases and 1 or more bill payments for 2 consecutive months.
- Open a new Citi Priority account and earn $500 after you make $750 in debit card purchases and 1 or more bill payments for 2 consecutive months.
- Open a new Citibank account and earn $300 after you make $375 in debit card purchases and 1 or more bill payments for 2 consecutive months.
- Open a new Basic Banking account and earn $50 after you make $125 in debit card purchases and 1 or more bill payments for 2 consecutive months.
Purchases and first bill payment must be completed within 60 days.
Key Terms
- Must have received the offer with a unique promo code
- Open account by June 30, 2018
- Must not currently have or have had an account a Citibank consumer checking account within last 180 calendar days.
Analysis
Requirements are easy for all accounts.
The highest bonus will be out of reach for most readers since it requires an average monthly balance of $200,000. It also doesn’t make sense if you don’t already have the money at Citi. The Basic Checking account also has a very small bonus so it’s not worth the trouble.
The $500 bonus I think might be the best option. The account has a $30 monthly fee (waived with $50K balance), so you will have to pay a few months worth of fees until you get the bonus. Most likely it will cost you $90-$120.
The other option would be the $300 bonus. The Citibank account has a $25 fee waived with $10K balance. You’ll just forfeit you interest that you might be getting somewhere else.
Conclusion
These are good bonuses from Cit, but you need to have received a mailer with the offer. They also have similar offers for up to 60K ThankYou Points or AAdvantage miles.
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