Citi Checking Offers, Earn up to 60K ThankYou Points
Citi has some new targeted offers for new checking accounts that can earn you as much as 60,000 ThankYou points. The offers contain a unique code, so you must have received one in order to qualify. Offers are sent by mail.
The Offers
Citi has send out a mailer to some of its customers. The mailer has three different offers:
- Open a new Citigold account and earn 60,000 ThankYou points after you make $1,000 in debit card purchases and 1 or more bill payments for 2 consecutive months.
- Open a new Citi Priority account and earn 50,000 ThankYou points after you make $750 in debit card purchases and 1 or more bill payments for 2 consecutive months.
- Open a new Citibank account and earn 30,000 ThankYou points after you make $375 in debit card purchases and 1 or more bill payments for 2 consecutive months.
- Open a new Basic Banking account and earn 5,000 ThankYou points after you make $125 in debit card purchases and 1 or more bill payments for 2 consecutive months.
Purchases and first bill payment must be completed within 60 days.
Key Terms
- Must have received the offer with a unique promo code
- Open account between April 16 and June 30, 2018
- Must not currently have or have had an account a Citibank consumer checking account within last 180 calendar days.
Analysis
Requirements are easy for all accounts.
The highest bonus will be out of reach for most readers since it requires an average monthly balance of $200,000. It also doesn’t make sense if you don’t already have the money at Citi. The Basic Checking account also has a very small bonus so it’s not worth the trouble.
The 50K ThankYou points bonus I think might be the best option. The account has a $30 monthly fee (waived with $50K balance), so you will have to pay a few months worth of fees until you get the bonus. Most likely it will cost you $90-$120.
The other option would be the 30K ThankYou points bonus. The Citibank account has a $25 fee waived with $10K balance. You’ll just forfeit you interest that you might be getting somewhere else.
Conclusion
These are good bonuses from Citi if you’re looking for some extra ThankYou points, but you need to have received a mailer with the offer. These also may not be transferable to Citi ThankYou partners.
Looks like there is a similar offer for American Airlines miles being sent out as well.
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Any tips on how to meet the spend with minimal fees?
The letter you uploaded an image of states ThankYou points, but your article says AAdvantage miles. Which is it? Very different, obviously 😉
Also, remember that miles and points earned from banking get 1099’ed.
The photo had the accurate info – thanks for the heads up. I fixed it to ThankYou Points.
This post is about Aadvantage, but the mailer clearly says ThankYou points.
I got exactly the same mailer but with AAdvantage miles – probably because I have their AAdvantage Platinum card.
Sorry about that Mark it has been corrected. I think there are offers for both types of currencies.
here is the mailer I received: https://imgur.com/mNbnAiG
Any tips on getting the mailers?