New Citi Checking Offers, Earn up to $1,500
Citi has an offer for new checking accounts that can earn you as much as $1,500 in cash. The largest bonus is for the Citigold account that requires a large amount of cash, but there are also smaller bonuses available. Let’s check the details.
The Offers
Here’s the four options:
- Citi Gold Account – Earn $1,500 when you make a minimum deposit of $200,000 within 30 days, and maintain that minimum balance for 60 days.
- Citi Priority Checking – Earn $700 when you make a minimum deposit of $50,000 within 30 days, and maintain that minimum balance for 60 days.
- Citibank Account – Earn $500 when you make a minimum deposit of $15,000 within 30 days, and maintain that minimum balance for 60 days. Also complete one direct deposit.
- Citibank Account – Earn $400 when you make a minimum deposit of $15,000 within 30 days, and maintain that minimum balance for 60 days.
- Basic Checking – Earn $200 when you make a minimum deposit of $5,000 within 30 days, and maintain that minimum balance for 60 days.
Key Terms
- Must have received the offer with a unique promo code
- Open account by 3/31/2020
- Must not currently have or have had an account a Citibank consumer checking account within last 180 calendar days.
- Complete required deposit within 30 calendar days of checking account opening, and maintain for 60 consecutive calendar days from the date the Minimum Deposit is met (“Minimum Balance”). The Minimum Balance may be held entirely in one of the Eligible Accounts or across both of the Eligible Accounts.
Fees
- Citi Gold – To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account Package.
- Citi Priority Checking – $30 monthly fee waived with a combined average monthly balance of $50,000+ in eligible linked deposit, retirement and investment accounts.
- Citibank Account – $25 monthly fee waived with a combined average monthly balance of $10,000+ in eligible linked deposit, retirement and investment accounts.
- Basic Checking – $12 monthly fee waived with one qualifying direct deposit and one qualifying bill payment per statement period OR maintain a $1,500+ combined average monthly balance in eligible linked accounts.
Conclusion
These are very good bonuses for checking account. The $500 bonus might be the best option when it comes to return on your investment. You need to keep the $15K in the account for about 4 months, so that would make it a 10% return.
HT: Frequent Miler
 Chase Sapphire Preferred® Card
Learn more about this card and its features!
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.