Get Started

Learn more about Credit Cards, Travel Programs, Deals, and more.

Citi Dividend Announces 5% Categories for 4th Quarter

This post may contain affiliate links - Advertiser Disclosure. As an Amazon Associate, we earn from qualifying purchases.

Citi Dividend Announces 5% Categories for 3rd Quarter

Citi Dividend Announces 5% Categories for 4th Quarter

Citi has released the calendar for Q4 of 2023 for the 5% Cash Back categories. These are quarterly rotating categories for Citi Dividend cardholders. The Dividend card isn’t available to the public anymore, but many people still hold on to it. Let’s see the details.

Q4 2023 Calendar

  • Grocery Stores: Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores. Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code.

Citi Dividend is similar to Discover it and Chase Freedom cards. But it is actually better as you can do all your spending in a quarter, if there’s a category you prefer. You can earn all of your cashback ($300) total any time during the year in whichever category you choose.

You can find the calendar here and register once it becomes available. You might also receive emails for 1-click activation for the new categories.


The Citi Dividend card has only one 5% category this quarter, Grocery Stores. But this is a popular category as many people have generic spend, plus many supermarket chains sell third party gift cards.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

Increased Offer! - Chase Sapphire Preferred® Card 75K!

Chase Sapphire Preferred® Card is the old king of travel rewards cards. Right now earn 75K Chase Ultimate Rewards points after $4K spend in the first 3 months with a $95 annual fee. That's over $900 when you redeem through Chase Travel℠.

Learn more about this card and its features!

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


Please enter your comment!
Please enter your name here