Citi Dividend Announces 5% Categories for 4th Quarter
Citi has released the calendar for Q4 of 2023 for the 5% Cash Back categories. These are quarterly rotating categories for Citi Dividend cardholders. The Dividend card isn’t available to the public anymore, but many people still hold on to it. Let’s see the details.
Q4 2023 Calendar
- Grocery Stores: Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores. Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code.
Citi Dividend is similar to Discover it and Chase Freedom cards. But it is actually better as you can do all your spending in a quarter, if there’s a category you prefer. You can earn all of your cashback ($300) total any time during the year in whichever category you choose.
You can find the calendar here and register once it becomes available. You might also receive emails for 1-click activation for the new categories.
Conclusion
The Citi Dividend card has only one 5% category this quarter, Grocery Stores. But this is a popular category as many people have generic spend, plus many supermarket chains sell third party gift cards.
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