Ninja Tricks to the Rescue
As the holidays approach and the sales get fiercer, it can be important to look at opportunities to stack deals and discounts to get some amazing deals. Last year I wrote about how I scored a best ever price on a television by stacking deals at Dell and this year similar opportunities are available, but even better.
The Dell Deal
Currently Dell has a great deal on a 65″ Vizio 4K television. They are offering it for $899, but are throwing in a $300 ePromo gift card for future use.
Now in my math I am going to assume you will be able to use this gift card (and rewards earned) later at full value. The gift card will have an expiration date and thus most likely can’t be re-sold or that will affect its resale value. Feel free to adjust the math to get a valuation you are comfortable with.
To start, the math looks like this:
- Cost: $899.99
- Promo Card: – $300
- New Cost: $599.99
Add In Rewards & Portal
Dell also has a program called Advantage Awards which gives 5% of the purchase back in credit to be used later. Additionally you can earn 6% back from a shopping portal. So now the math looks like:
- Cost: $599.99
- Rewards (5% of $899.99): -$44
- Portal (6% of $899.99): -$54
- New Cost: $501.99
Amex Offers & Split Payments
Ok, we are still doing pretty good, but let’s supercharge it. Remember last week when I told you to get your Amex Offers in order for automation? Well, if you did then you no doubt have the Dell Amex Offer on more than one account. In case you don’t know, that offer gives a $100 statement credit when spending $300 or more with Dell.
The kicker is that Dell allows you to split payment across three credit cards on their site. So if you don’t have tax you can add a very cheap filler item to get over $900 or with tax you’ll already be there. Then you can split the payment between 3 Amex cards with the offer and take off another $300!
- Cost: $500.99
- Amex Offers: $-300
- Final Cost: $201.99
Looking at it with Tax
Of course all of those calculations are without tax. As an alternative here is a final calculation for me, with 8.1% sales tax in Nevada.
- Cost: $899.99
- Tax: $73.35
- Promo Card: -$300
- Rewards: – $44
- Portal -$54
- Amex Offers – $300
- Final Cost: $275.34Â
Things to Consider
- If this isn’t the tv (or other item Dell sells) for you, Dell normally runs similar promos throughout the holiday season. Keep an eye out for the right size/quality of television and then stack deals in a similar way to how I am doing it here.
- Instead of 6% cashback you can also earn up to 3 miles per dollar through some of the mileage portals and also take advantage of the holiday bonus promotions for the Alaska, American, United & Southwest portals.
Conclusion
There are a ton of opportunities like this around the holidays. Between gift card promos, portals and even just plain sales you can do really really well. Stack a great deal with an Amex Offer or three and then it might just turn into one good enough for the ninjas.
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Buyer beware Dell charges restocking fee if you return to. Learned the hard way. Very deceiving
Shawn,
If we use Dell GC’s to pay partially do we still get the GC promo back? In this case the $300?
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Looks like you can’t sell the Dell promo card on Raise.com anymore. If you have a plan for the $300 promo gift card then it seems like a good deal. I just don’t know what I’d do with an expiring gift card. Too bad I don’t have the time to buy and resell a bunch of these and use up some amex offers.
Well for some people who wanted to resell locally, this could be great. You could probably buy some now and then use the promo cards later for other deals, but I agree that there should be some discount as to the value of the card if you aren’t a reseller. I just don’t want to tell people what that is.
For me, the promo card can probably be used to get items to resell which makes it worth almost 100% but it is still a ticking time bomb.
How do you sell locally? Craigslist? I feel like with 65″ TV’s which can’t be transported for viewing (can’t just meet at Starbucks) it’s more risk than I want to take, especially with having kids. I’ve had my fair share of weirdos from CL that make me very apprehensive about meeting at my home. Have you had good success using CL, if that’s your method for local resale?
My wife sells some of our returns and other stuff locally. Occasionally on Craigslist but more often on LetGo and OfferUp which are apps that are much better than Craigslist. Buyers and sellers also get a rating so you know who you are dealing with.
Wow, that sounds awesome. Hmm I may have to look more into this!
Neat, but you cant value an expiring promo card at full value. Maybe 70-75%.
I don’t have an amex and this makes me want to get one.
At least give credit where it is due.
https://slickdeals.net/f/9300055-must-have-dell-amex-deal-on-three-cards-to-get-vizio-65-inch-e65u-d3-4k-for-599-plus-300-dell-gift-card?v=1&src=SiteSearch
No need to sink to the level of the scummy and plagiarizing bloggers like DansDeals.
I saw this deal independently of that and as you can see I wrote about similar techniques and how I bought a tv this way last year.
I wish I had signed up for that AMEX offer.
Any other sites allow split payments?