$1.8M Settlement for Kohl’s Credit Monitoring Class Action Lawsuit

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Kohl's Credit Monitoring Class Action Lawsuit

$1.8M Settlement for Kohl’s Credit Monitoring Class Action Lawsuit

A $1.8 million settlement has been proposed to resolve claims that Kohl’s and Capital One deceptively charged consumers for credit monitoring. This would affect consumers who opened a Kohl’s Private Label Credit Card before Apr. 11, 2011 and who, between Feb. 13, 2012 and Oct. 31, 2013, paid $14.99 a month for PrivacyGuard but did not complete the second enrollment step.

If the settlement is approved, a total of 16,587 consumers will receive around half of the $3.3 million paid for PrivacyGuard services.

The lawsuit was filed back in 2015. Consumers with a Kohl’s credit card were reportedly charged $14.99 a month for credit monitoring services, regardless of whether or not tehy had activated the services.


It’s a good idea to periodically check your statements. Nowadays there’s also services that will help you identify recurring charges on your cards, which could be services that you no longer need or weren’t aware you were paying for. Those affected by this lawsuit should be notified once it is approved.

Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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