Subscribe

Get Started

Learn more about Credit Cards, Travel Programs, Deals, and more.

Start Here
Credit Cards
Chase

Old MileagePlus Card Will Convert to United Gateway Card

DDG
DDG

Enjoy MtM's content? Shop Amazon and we earn a commission!

Find all of the latest deals.
Shop now!
This post may contain affiliate links - Advertiser Disclosure. As an Amazon Associate, we earn from qualifying purchases.

MileagePlus Card Will Convert to United Gateway Card

Chase has reached out to old United MileagePlus cardholders to let them know that their card will soon be converted to the new United Gateway Card. Both cards come with no annual fee, but benefits will change. The United Gateway Card was launched late last year. Check out our full review. The United MileagePlus Card on the other hand has not been available to new cardmembers for a couple of years.

If you currently have a Chase United MileagePlus Card, it will become the United Gateway Card on July 1, 2021, and you will have new and updated benefits. But you will also lose some of the benefits that your card currently offers, such as Travel Accident Insurance, Lost Luggage Reimbursement and Baggage Delay Insurance.

You can keep using your current card, and we’ll send you a new one when it expires. Your account number, credit line, interest rates and payment due dates will stay the same. Also, if you book a trip before the changes go into effect on July 1, it will be covered under the current benefit terms.

Changes in Benefits

After July 1, 2021, you will see the following changes on your credit card:

  • Earn: 2X (instead of 0.5X) miles on
    • United purchases
    • gas stations
    • local transit and commuting
  • 1X (instead of 0.5X) mile on all other purchases
  • No transaction fees
  • Trip Cancellation/Interruption Insurance
  • You will no longer have:
    • Travel Accident Insurance
    • Lost Luggage Reimbursement
    • Baggage Delay Insurance.

Conclusion

The switch is positive if you look at the earning rates on the new United Gateway Card. You also get Trip Cancellation/Interruption Insurance and you will no longer be charged foreign transaction fees.

But if you are interested in things like Travel Accident Insurance, Lost Luggage Reimbursement and Baggage Delay Insurance, make sure you book before July 1, so you can take advantage of those protections.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

Lower Spend - Chase Ink Business Preferred® 100K!

Chase Ink Business Preferred® is a powerful card that earns 3X Ultimate Rewards points in a broad range of business categories on the first $150K in spend per year. Right now earn 100K Chase Ultimate Rewards points after $15K $8K spend in the first 3 months with a $95 annual fee.

Learn more about this card and its features!

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
DDG
DDGhttp://dannydealguru.com
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

4 COMMENTS

  2. Does that mean that I will loose the chance to earn the bonus points of a new gateway card when my no fee mileage card converts to a no fee gateway card? Thanks!

  3. The Last key benefit is the extra 25% in mileageplusx app and counting as a united card for higher united mileage portal bonuses. That should carry over as well right?

  4. Looks like the Gateway card has XN award space, which was one of the key benefits of downgrading a MileagePlus Explorer to the old 0 AMF MileagePlus card. I’m glad that’s staying

LEAVE A REPLY

Please enter your comment!
Please enter your name here

Related

7,703FansLike
9,903FollowersFollow
16,444FollowersFollow

At Miles to Memories we share the best tips, tricks and deals plus travel rants, musings, hotel, airline and loyalty program reviews and a lot more! Our goal is to help people save money so they can get out there and travel the world! Through our various blog posts, podcasts & videos we teach others how to maximize loyalty rewards, hotel & airline programs and credit cards to achieve amazing things.

Disclaimer - Miles to Memories & the author are not credit providers and do not provide personal financial or professional advice or credit assistance. The information published on this site/page is of a general nature only and does not consider your personal objectives, financial situation or particular needs.

All information published here is personal opinion and comes from personal experience. The information published on this site/page should not be relied upon as a substitute for personal financial or professional advice. ESR Media, LLC, Miles to Memories and the author strongly recommend that you seek independent advice before you apply for any product or service, which is described on the site/page.

Editorial Note - Opinions expressed here are the author's alone, not those of any partner bank, credit card issuer, hotel, airline, or other partner. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.