Morgan Stanley Platinum Card 150K Welcome Bonus
The Platinum Card from American Express exclusively for Morgan Stanley is one of three Amex Platinum cards available to consumers. Now this version has an improved welcome bonus of 150,000 Membership Rewards points.
The Morgan Stanley Platinum card is a bit different from the other Platinum cards, as it gets you one free authorized user, and lets you redeem points for 1 cent each. You can read all about the card here, and check out the details of the offer below.
The Offer
- Earn 150,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.
- Annual Fee: $695
- Add one Additional Platinum Card for no additional annual fee. After the first Card, each Additional Platinum Card is $195. There is no annual fee for Companion Platinum Cards.
- Offer ends 6/11/25.
- DIRECT LINK
Card Highlights
- Earn
- 5X MR points on airfare booked directly with airlines or through Amex Travel
- 5X MR points on eligible hotels booked through Amex Travel
- $200 in annual Uber savings ($15 in Uber Cash for U.S. rides every month plus a bonus $20 in December)
- $200 annual Airline Fee Credit
- $200 Hotel Credit for prepaid bookings at Fine Hotels + Resorts(R) or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel.
- $100 in statement credits annually for purchases at Saks Fifth Avenue or Saks.com. That’s up to $50 on a semi-annual basis. Enrollment required.
- $240 Digital Entertainment Credit ($20/month)
- Global Entry statement credit or one TSA Precheck statement credit
- $189 CLEAR Credit annually.
- Access to over 1,500+ airport lounges, including The Centurion lounge, Delta Sky Clubs, Airspace Lounges and Priority Pass Select membership
- Walmart+ Monthly Membership Credit ($12.95/month)
American Express Membership Rewards points are worth 1 cent each when they’re redeemed into an eligible Morgan Stanley account.
Conclusion
With Morgan Stanley ending the Access Investing account, it is now harder to waive the annual fee on the Morgan Stanley Platinum Card. But this is close to the best bonus for an American Express Platinum card. If you’re lucky you can find a 175,000 points bonus through select referrals for the regular Amex Platinum.
However, this card does have some unique benefits such as a free authorized user. The card also lets you redeem your Membership Rewards points at a value of 1 cent each. But the Schwab Platinum Card is a better option at 1.1 cents, and you can also get that same 1 cent value through the free Amex Business Checking account.
It’s also worth noting that you can now get the welcome bonus on one Platinum Card only per lifetime. You may not be eligible to receive a welcome offer if you have or have had this Card, the Platinum Card®, the Platinum Card® from American Express Exclusively for Charles Schwab or previous versions of these Cards.