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How We Earned $4K Cash + 230K Miles From Credit Cards (Real Numbers) + Local Hilton Credit Hack!

Shawn Coomer
Reviewed by Shawn Coomer

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MTM Travel March 5, 2026

Mark Ostermann is back at Miles to Memories, and on this week’s Thursday show he and Shawn dig into the restaurant credit programs actually delivering value right now — from Resy date nights at Prime & Proper in Detroit to the Hilton local bar hack that’s generating six covered date nights per quarter. They also run through all seven currently active transfer bonuses, including Rove Miles’ brand-new 50% bonus to Japan Airlines to celebrate adding JAL as their 14th transfer partner. The episode wraps with a full breakdown of Mark’s recent credit card application results: $2,169 in annual fees paid, $4,000 in cash back earned, 230,000 airline miles, 112,000 Bilt points, and $1,200 in American Airlines gift cards — plus the Spirit Airlines miles saga that finally resolved. Real numbers, real strategy, no fluff.

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Have a great week!

Shawn Coomer
Shawn Coomerhttps://milestomemories.com/
Shawn Coomer earns and burns millions of miles/points per year circling the globe with his family. An expert at accumulating travel rewards, he founded Miles to Memories to help others achieve their travel goals for pennies on the dollar. Shawn also runs a million dollar reselling business, knows Vegas better than most and loves to spend his time at the 12 Disney parks across the world.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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At Miles to Memories we share the best tips, tricks and deals plus travel rants, musings, hotel, airline and loyalty program reviews and a lot more! Our goal is to help people save money so they can get out there and travel the world! Through our various blog posts, podcasts & videos we teach others how to maximize loyalty rewards, hotel & airline programs and credit cards to achieve amazing things.

Disclaimer - Miles to Memories & the author are not credit providers and do not provide personal financial or professional advice or credit assistance. The information published on this site/page is of a general nature only and does not consider your personal objectives, financial situation or particular needs.

All information published here is personal opinion and comes from personal experience. The information published on this site/page should not be relied upon as a substitute for personal financial or professional advice. ESR Media, LLC, Miles to Memories and the author strongly recommend that you seek independent advice before you apply for any product or service, which is described on the site/page.

Editorial Note - Opinions expressed here are the author's alone, not those of any partner bank, credit card issuer, hotel, airline, or other partner. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.