Plastiq Makes Positive Changes for Payments with Visa Cards

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Plastiq Makes Positive Changes for Payments with Visa Cards

Plastiq is making some positive changes to the way payments are processed when using a personal Visa credit card. Let’s check out the details.

Changes for Personal Visa Card Payments

All Visa personal cards on Plastiq are now unblocked in the following payment categories:

  • Residential Rent & HOA Fees
  • Commercial Rent
  • Taxes & Government Fees
  • Utilities (Electricity, Cable, Internet, Telecom)
  • Tuition (including daycare and camp)

The change is a part of a new processing program with Visa. The above five categories of payments will process in their respective MCC’s as standard purchases.

Under this new processing program, Visa personal card payments in these above categories should be treated with full rewards (if applicable) and not subject to cash advance. However, purchase and reward treatment is ultimately up to the card issuer.

There are no changes to Visa business card payments, Canadian payments, nor Visa personal card payments in other categories. You can check out this chart for more information on Plastiq payments.


This is good news for those looking to make payments with Visa cards. Plastiq is a good way to increase your credit card spending, and could even net you cheap rewards when they have promotions.

If you’ve never tried Plastiq, then you can sign up here to get $500 in fee-free spending. That should be a bonus of at least $20 in credit card rewards.

Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

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