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Our Quick Review
While the annual fee can be shocking at first glance, there are over $3,500 of annual credits and other perks offered on the card. Despite the hefty annual fee, the benefits of the card can outweigh the annual fee, and the massive welcome offer makes it even better. There's a reason why people love this card and keep it every year even if you have to make sure it fits within your lifestyle given the cost.
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