Unsure of What To Do Next with Points and Travel? Just Listen.

Points and Travel Decisions

I recently talked about how our generous points and travel hobby precludes us from doing everything, sharing methods to focus your efforts on what matters most.  Those options notwithstanding, it’s natural to feel unsure of your next move every now and then.  I’ve found a simple solution for these (and other) conundrums – listening.  Okay, I know that’s not a groundbreaking revelation.  But in the points and miles realm, we can do that in a variety of ways.  These are just a few.

Elevated Signup Bonuses

Often, two solutions can contribute to the same goal.  Or you may want to address multiple goals with the same card issuer.  It’s not always possible to do both simultaneously, so we must prioritize.  Superior signup bonuses make that decision easier.  I’ll go after the better, “bird in the hand” offer now than hope for alternatives later.

This happens with a variety of banks, but most often with Amex.  They’ve been flooding the zone with elevated offers recently.  But in quieter times, I’ll let the game come to me.  For instance, I often go with the higher offer on whatever’s out there, knowing I’ll definitely use the extra Membership Rewards, Marriott Bonvoy or Hilton Honors Points, or Delta SkyMiles.

The Fine Print

I often hear – from others and within my own brain – can I do this?  Should I do this?  I’ve found that the answers are often in thefine print.  In my view, this is just another way banks and loyalty programs are talking to us.  We just need the patience to listen (i.e. read).

I feel life is often an exercise in smartly following instructions while periodically questioning the norms.  The fine print can lead us to what is possible.  And quite often, what’s possible is more than you think.  I get into that more next.

What’s In Writing, and What Happens

With the fine print, we can grasp more of what’s doable with certain products, offers, and situations.  But as we test that fine print, I’m startled to discover how policies apply or don’t apply.  In some ways, this can work against us.  For those situations, we must gauge if it’s worth the extra effort to be made whole from the oversight.  But in others, what we don’t see coming can work out in our favor – in big ways.  The opportunity is speaking to you, and your decision’s probably easier.

Points and Travel Data Points

Refer to data points from those you trust.  Their outcomes can inform which course of action to take.  It’s important to note that the data points you receive might not be what you initially want to hear.  Selfishly, I want everything to work out in my favor, but I know others’ data points won’t always provide that.  Some of the best data points are on what doesn’t work in a given situation.  I know not to waste my time and effort on a given option and to focus elsewhere, instead.  On the flip side…

Minimal Effort?  Try It!

But perhaps you’re in the situation where a bit of simple trial and error can answer your question.  Often, the amount of time and effort you must put in is very low.  In those cases, I think the opportunities are calling out to you.  If the option doesn’t work, no big loss.  Pretty quickly, you discovered the answer.  But if it does work as you’d hoped, take the easy win and repeat.

Of course, there are times to put in more effort.  Again, let these areas be your guide here.

Points and Travel Decisions – Conclusion

Having so many options can be a blessing and a curse – but mostly the former, in my view.  Our hobby can be overwhelming, and it’s key to take a step back and listen to what it’s telling us.  Doing so can be a challenge, with the volume and velocity of developments.  Beyond the hobby, I encourage you to put down the phone, push away from the keyboard, and take out the earbuds.  I need these reminders just as much as anybody (and writing about it helps).

Breathe, listen, and do big things!

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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